1869 Garner Ave, Melbourne, FL 32935 Property Records

Brevard County property record for 1869 Garner Ave, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1960
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Jul 1994)
Tax Bill	$697 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`27-37-20-50-G-13`

Property Details

APN / Parcel Number

Primary APN	`27-37-20-50-G-13`
Alternative APNs	`27-37-20-50-0000G.0-0013.00` `2723396`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Living Area
Gross Area	1,444 sqft
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	100 ft deep x 76.5 ft wide
Garage Type	Attached
Garage Area	220 sqft
Porch	Enclosed Porch
Porch Area	253 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2723396
Street Address	1869 GARNER AVE
City	MELBOURNE
State	FL
Zip	32935-3945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	BOWE GARDENS SEC K 1 LOT 13 BLK G
Legal Range	37E
Legal Township	27S
Legal Section	20
Legal Subdivision	BOWE GARDENS SEC K 1
Legal Block	G
Legal Lot Number	13
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2022
Census Tract	64400

Owner

1869 Garner Ave is owned and occupied by two individuals who bought it in July 1994.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1869 GARNER AVE, MELBOURNE, FL 32935-3945
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 1994 · Amount on File
Deed Sale	Jul 29, 1994 · Amount on File
Deed Book / Page	3410 / 2530
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1869 GARNER AVE, MELBOURNE, FL 32935-3945
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087170872
Date	Apr 14, 2020
Book Page	8717/872
Instrument	2020083946

Lender

Name	PNC BANK NA
Type	Bank
Address	MELBOURNE, FL 32935

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Apr 10, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1869 Garner Ave was $697 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,980 (+2.69%)	$179,960 (-13.45%)
2025	$697.00 Homeowner's exemption	$72,040	$207,930 Land $70,000 Building $137,930
2023	$661.00 (+6.44%) Homeowner's exemption	$67,980 (+3%)	$212,010 (+7.78%) Land $70,000 Building $142,010
2022	$621.00 Homeowner's exemption	$66,000	$196,700 Land $70,000 Building $126,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1869 Garner Ave in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	21 (1995–2017)
Claims Outside the SFHA	21 of 21
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 6 claims Hurricane Frances, Sep 2004 · 3 claims Hurricane Erin, Aug 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1869 Garner Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20