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1921 Garner Ave, Melbourne, FL 32935 Property Records

Brevard County property record for 1921 Garner Ave, Melbourne, FL 32935

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,113 sqft · built 1960
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Aug 2023)
Tax Bill$2,919 (2025)
Deeds & MortgagesOct 2021 Mortgage
Aug 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-37-20-50-G-9

Property Details

APN / Parcel Number

Primary APN27-37-20-50-G-9
Alternative APNs
  • 27-37-20-50-0000G.0-0009.00
  • 2723392

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,113 sqft Living Area
Gross Area1,501 sqft
1st Floor Area1,113 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 2000
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions100 ft deep x 71.1 ft wide
Garage TypeAttached
Garage Area220 sqft
PorchEnclosed/Unfinished Porch
Porch Area168 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2723392
Street Address1921 GARNER AVE
CityMELBOURNE
StateFL
Zip32935-3947
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionBOWE GARDENS SEC K 1 LOT 9 BLK G
Legal Range37E
Legal Township27S
Legal Section20
Legal SubdivisionBOWE GARDENS SEC K 1
Legal BlockG
Legal Lot Number9
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2022
Census Tract64400

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1921 GARNER AVE, MELBOURNE, FL 32935-3947
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 15, 2023Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
May 13, 2017Deed of Trust, Mortgage · Conventional with PMI
PENNYMAC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2023 · Amount on Record
Deed SaleAug 15, 2023 · Amount on Record
Prior SaleOct 7, 2013 · Amount on Record
Deed Document Number2023173505
Deed Book / Page9863 / 782
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1921 GARNER AVE, MELBOURNE, FL 32935-3947
Transaction TypeMortgage
Record UpdatedNov 27, 2025
Title CompanyCELEBRATION TITLE GROUP, CELEBRATION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1921 GARNER AVE, MELBOURNE, FL 32935-3947

Mortgage

Document Number0092882876
DateOct 12, 2021
Book Page9288/2876
Instrument2021266851
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateAug 15, 2023
Property Address1921 GARNER AVE, MELBOURNE, FL 32935-3947
Document Number0098630782
Book / Page9863 / 782
Map ReferenceMB 13 PG 24
Instrument DateAug 15, 2023
Instrument2023173505
Transaction TypeTransfer
Record UpdatedNov 27, 2025
Title CompanySUPREME TITLE CLOSINGS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address580 BANANA BLVD, MERRITT ISLAND, FL 32952-5133

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1921 GARNER AVE, MELBOURNE, FL 32935-3947

Mortgage

Document Number0009863784
DateAug 15, 2023
Instrument9863/784
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1921 GARNER AVE, MELBOURNE, FL 32935-3947
Document Number0078940988
Book / Page007894 / 000988
Instrument DateMay 13, 2017
Transaction TypeMortgage
Record UpdatedJun 19, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1921 GARNER AVE MELBOURNE FL 329353947, MELBOURNE, FL 32935-3947

Mortgage

Document Number0078940988
DateMay 19, 2017
Book Page007894/000988
Instrument106068
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 18, 2047

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$176,000 (-12.04%)$176,000 (-13.54%)
2025$2,919.00 (+272.8%) Homeowner's exemption$200,100 (+152.05%)$203,560 (+3.88%) Land $70,000 Building $133,560
2023$783.00 (+10.91%) Homeowner's exemption$79,390 (+3%)$195,960 (+7.26%) Land $70,000 Building $125,960
2022$706.00 Homeowner's exemption$77,080$182,700 Land $70,000 Building $112,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims21 (1995–2017)
Claims Outside the SFHA21 of 21
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 6 claims
  • Hurricane Frances, Sep 2004 · 3 claims
  • Hurricane Erin, Aug 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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