18685 State Hwy 7, Lyons, CO 80540 Property Records

Boulder County property record for 18685 State Hwy 7, Lyons, CO 80540

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,831 sqft · built 2002
Lot Size	38.7 acres (1,687,473 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Dec 1998)
Tax Bill	$3,951 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1199-00-0-00-051`

Property Details

APN / Parcel Number

Primary APN	`1199-00-0-00-051`
Alternative APNs	`R0057629` `0057629`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,831 sqft Living Area
1st Floor Area	1,831 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Frame
Lot Area	1,687,473 sqft
Porch	Porch
Porch Area	36 sqft
Deck Area	464 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R0057629
Street Address	18685 STATE HIGHWAY 7
City	LYONS
State	CO
Zip	80540-8943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Description	SW 1/4 SE 1/4 33-3N-72 PER 1372150 12/13/93 BCR
Legal Range	72
Legal Township	3N
Legal Section	33
Legal Subdivision	TR, NBR 961 ST VRAIN AREA
Legal Block	1
Jurisdiction	BOULDER CO
Township / Civil Division	UPPER ST. VRAIN
Census Block Group	1
Census Block	1039
Census Tract	13602

Owner

18685 State Hwy 7 is owned and occupied by an individual who acquired it in February 2026.

Source: Boulder County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	18685 STATE HIGHWAY 7, LYONS, CO 80540-8943
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage LENOX FINANCIAL MORTGAGE CORP
Feb 26, 2026	Intrafamily Transfer, Transfer
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 1998 · Amount on File
Deed Sale	Dec 23, 1998 · Amount on File
Prior Sale	Jul 28, 1972 · Amount on File
Deed Document Number	19981885618
Last Transfer Date	Feb 10, 2026
Transfer Doc	0004121506
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	18685 STATE HIGHWAY 7, LYONS, CO 80540-8943
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003942124
Date	Jan 26, 2022
Instrument	3942124

Lender

Name	LENOX FINANCIAL MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOULDER CO
Recording Date	Feb 26, 2026
Property Address	18685 STATE HIGHWAY 7, LYONS, CO 80540-8943
Document Number	0004121506
Instrument Date	Feb 10, 2026
Instrument	4121506
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18685 STATE HIGHWAY 7, LYONS, CO 80540-8943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18685 STATE HIGHWAY 7, LYONS, CO 80540-8943

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	18685 STATE HIGHWAY 7, LYONS, CO 80540-8943
Document Number	0003772220
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18685 STATE HIGHWAY 7 LYONS CO 805408943, LYONS, CO 80540-8943

Mortgage

Document Number	0003772220
Date	Mar 16, 2020
Instrument	3772220

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 15, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 18685 State Hwy 7 was $3,951.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,891 (+1.67%) Land $28,512 Building $39,379	$1,068,400 (-) Land $489,300 Building $579,100
2025	$3,951.00	$66,775 Land $30,581 Building $36,194	$1,068,400 Land $489,300 Building $579,100
2023	$3,795.00 (+13.39%)	$74,738 (+26.93%) Land $25,788 Building $48,950	$1,115,500 (+31.67%) Land $384,900 Building $730,600
2022	$3,347.00	$58,881 Land $26,188 Building $32,693	$847,200 Land $376,800 Building $470,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18685 State Hwy 7 in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	19 (1995–2013)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18685 State Hwy 7 is extreme, ranking above 98.5% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.5% of the US · above 99.7% of Colorado
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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