1866 Big Oak Dr, Troy, MO 63379 Property Records

Lincoln County property record for 1866 Big Oak Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,958 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$2,929 (2025)
Deeds & Mortgages	Mar 2005 Mortgage May 2014 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`08-70-36-000-000-077.005`

Property Details

APN / Parcel Number

Primary APN	`08-70-36-000-000-077.005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,958 sqft Living Area
Basement Area	1,958 sqft
Unfinished Basement	1,958 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1866 BIG OAK DR
City	TROY
State	MO
Zip	63379-5100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.00 AC IN THE MID PT OF THE W1/2 SE1/4 OF SEC 36, SURVEY Z/40.A
Legal Range	01W
Legal Township	50N
Legal Section	36
Jurisdiction	LINCOLN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2095
Census Tract	810205

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1866 BIG OAK DR, TROY, MO 63379-5100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2005	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTEGRITY MORTGAGE SERVICES INC
May 30, 2014	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 29, 2015	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 29, 2007	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Mar 17, 2011	Deed of Trust, Mortgage · Conventional Mortgage CITIMORTGAGE INC
Jul 8, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1866 BIG OAK DR, TROY, MO 63379-5100
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01742/0158
Date	Mar 31, 2005
Book Page	1742/0158
Instrument	20050003906

Lender

Name	FIRST INTEGRITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2035

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1866 BIG OAK DR, TROY, MO 63379-5100
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02359/0673
Date	May 30, 2014
Book Page	2359/0673
Instrument	20140003681

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	229 Months
Due	Jun 1, 2033

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1866 BIG OAK DR, TROY, MO 63379-5100
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02393/0244
Date	Oct 29, 2015
Book Page	2393/0244
Instrument	2015008856

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	217 Months
Due	Nov 1, 2033

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1866 BIG OAK DR, TROY, MO 63379-5100
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002446/833
Date	May 15, 2020
Book Page	2446/833
Instrument	2020004857

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1866 BIG OAK DR, TROY, MO 63379-5100
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01989/0012
Date	Nov 29, 2007
Book Page	1989/0012
Instrument	20070013946

Lender

Name	CITIBANK NA
Type	Bank
Address	LAS VEGAS, NV 89109

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1866 BIG OAK DR, TROY, MO 63379-5100
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02187/0794
Date	Mar 17, 2011
Book Page	2187/0794
Instrument	20110002166

Lender

Name	CITIMORTGAGE INC
Type	Mortgage Company
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2041

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 8, 2025
Property Address	1866 BIG OAK DR, TROY, MO 63379-5100
Document Number	002511/771
Book / Page	2511 / 771
Instrument Date	Jul 7, 2025
Instrument	2025005281
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PARTNER AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 KAYLIE CT, TROY, MO 63379-4705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1866 BIG OAK DR, TROY, MO 63379-5100

Mortgage

Document Number	2025005282
Date	Jul 8, 2025
Instrument	2025005282

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1866 BIG OAK DR, TROY, MO 63379-5100
Transaction Type	Mortgage
Record Updated	Jul 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2446/833
Date	May 15, 2020
Book Page	2446/833
Instrument	2020004857

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,036 (+6.36%) Land $3,384 Building $47,652
2025	$2,929.00 (+6.74%)	$47,985 (+8.21%) Land $3,384 Building $44,601	$268,610 (+15.09%) Land $17,810 Building $250,800
2023	$2,744.00 (+4.33%)	$44,344 Land $3,194 Building $41,150	$233,390 Land $16,810 Building $216,580
2022	$2,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
Brightspeed DSL	100 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum, T-Mobile, Verizon.

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