1861 Big Oak Dr, Troy, MO 63379 Property Records

Lincoln County property record for 1861 Big Oak Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,152 sqft · built 1979
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$1,582 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-70-36-000-000-082.000`

Property Details

APN / Parcel Number

Primary APN	`08-70-36-000-000-082.000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	1,288 sqft
Parking Spaces	5 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1861 BIG OAK DR
City	TROY
State	MO
Zip	63379-5100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.00 AC M/L IN THE SW PT OF THE NWSE OF SEC 36: OFF CO RD 652
Legal Range	01W
Legal Township	50N
Legal Section	36
Jurisdiction	LINCOLN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2095
Census Tract	810205

Owner

1861 Big Oak Dr is owned and occupied by an individual who acquired it in May 2017.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1861 BIG OAK DR, TROY, MO 63379-5100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO
May 11, 2017	Warranty Deed, Transfer NOT AVAILABLE, TRI COUNTY LAND TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2017
Deed Sale	May 11, 2017
Deed Document Number	20174243
Deed Book / Page	2410 / 805
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1861 BIG OAK DR, TROY, MO 63379-5100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2411/0863
Date	Jun 12, 2017
Book Page	2411/0863
Instrument	2017005316

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 9, 2037

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 11, 2017
Property Address	1861 BIG OAK DR, TROY, MO 63379-5100
Document Number	2410/0805
Book / Page	2410 / 0805
Instrument Date	May 10, 2017
Instrument	2017004243
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	NOT AVAILABLE, TRI COUNTY LAND TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1861 BIG OAK DR, TROY, MO 63379-5100

Tax Assessment & Valuation

The 2025 property tax bill for 1861 Big Oak Dr was $1,582.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,895 (-) Land $6,156 Building $19,739
2025	$1,582.00	$25,895 Land $6,156 Building $19,739	$136,290 Land $32,400 Building $103,890
2023	$1,487.00 (+3.26%)	$23,997 Land $5,700 Building $18,297	$126,300 Land $30,000 Building $96,300
2022	$1,440.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1861 Big Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1861 Big Oak Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
Brightspeed DSL	100 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum, T-Mobile, Verizon.

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