1865 Sunset Rdg, Festus, MO 63028 Property Records

Jefferson County property record for 1865 Sunset Rdg, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details1,140 sqft · built 2023
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$288,267 (Sep 2023)
Tax Bill$3,293 (2025)
Deeds & MortgagesMar 2026 Mortgage
Sep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN181.001.03006086

Property Details

APN / Parcel Number

Primary APN181.001.03006086

Interior

Stories2 Stories
Building Area1,140 sqft Living Area
Gross Area1,260 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleBi-Level
Construction TypeFrame
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area120 sqft

Location & Zoning

Street Address1865 SUNSET RDG
CityFESTUS
StateMO
Zip63028-2181
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBIRCHWOOD ESTS 5 LOT 137
Legal SubdivisionBIRCHWOOD ESTS 5
Legal Lot Number137
JurisdictionJEFFERSON MO
Township / Civil DivisionRIVER VIEW
Census Block Group2
Census Block2024
Census Tract700801

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1865 SUNSET RDG, FESTUS, MO 63028-2181
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Deed of Trust, Mortgage · FHA Mortgage
JLB CORP
Sep 6, 2023Warranty Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2023 · Amount on Record
Deed SaleSep 6, 2023 · Amount on Record
Prior SaleSep 6, 2023
Deed Document Number202322163
Prior Transfer DateAug 30, 2023
Prior Transfer Doc0000022162
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address1865 SUNSET RDG, FESTUS, MO 63028-2181
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1865 SUNSET RDG, FESTUS, MO 63028-2181

Mortgage

Document Number0000007165
DateMar 18, 2026
Instrument2026R-007165
Lender
NameJLB CORP
TypeMortgage Company
AddressSAINT LOUIS, MO 63146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateSep 6, 2023
Property Address1865 SUNSET RDG, FESTUS, MO 63028-2181
Document Number0000022163
Map ReferenceDOC 2022P-000109
Instrument DateAug 30, 2023
Instrument2023R-022163
Transaction TypeTransfer
Record UpdatedNov 10, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1865 SUNSET RDG, FESTUS, MO 63028-2181

Mortgage

Document Number0000022164
DateSep 6, 2023
Instrument2023R-022164
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityFestus City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$60,000 (-) Land $8,800 Building $51,200$315,800 (-) Land $46,200 Building $269,600
2025$3,293.00 (+6.36%)$60,000 Land $8,800 Building $51,200$315,800 (-) Land $46,200 Building $269,600
2024$3,096.00 (+170.87%)$315,800 Land $46,200 Building $269,600
2023$1,143.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2009–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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