1864 Sunset Rdg, Festus, MO 63028 Property Records

Jefferson County property record for 1864 Sunset Rdg, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details1,564 sqft · built 2022
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Tax Bill$4,001 (2025)
Deeds & MortgagesDec 2025 Mortgage
Dec 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN181.001.03006094

Property Details

APN / Parcel Number

Primary APN181.001.03006094

Interior

Stories2 Stories
Building Area1,564 sqft Living Area
Gross Area1,744 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleBi-Level
Construction TypeFrame
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area180 sqft

Location & Zoning

Street Address1864 SUNSET RDG
CityFESTUS
StateMO
Zip63028-2176
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBIRCHWOOD ESTS 5 LOT 145
Legal SubdivisionBIRCHWOOD ESTS 5
Legal Lot Number145
JurisdictionJEFFERSON MO
Township / Civil DivisionRIVER VIEW
Census Block Group2
Census Block2024
Census Tract700801

Owner

1864 Sunset Rdg is owned and occupied by two individuals.

Source: Jefferson County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address1864 SUNSET RDG, FESTUS, MO 63028-2176
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2025Deed of Trust, Mortgage · FHA Mortgage
DELMAR FINANCIAL CO
Dec 27, 2022Warranty Deed, Transfer · Conventional Mortgage
FLAT BRANCH HOME LOANS INC
Dec 27, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address1864 SUNSET RDG, FESTUS, MO 63028-2176
Transaction TypeMortgage
Record UpdatedDec 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1864 SUNSET RDG, FESTUS, MO 63028-2176
InvestorPossibly a Property Investor

Mortgage

Document Number0000032341
DateDec 10, 2025
Instrument2025R-032341
Lender
NameDELMAR FINANCIAL CO
TypeFunding / Finance Company
AddressSAINT LOUIS, MO 63141
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2055

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateDec 27, 2022
Property Address1864 SUNSET RDG, FESTUS, MO 63028-2176
Document Number0000040234
Map ReferenceDOC 2022P-000109
Instrument DateDec 22, 2022
Instrument2022R-040234
Transaction TypeTransfer
Record UpdatedNov 10, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1864 SUNSET RDG, FESTUS, MO 63028-2176
InvestorPossibly a Property Investor

Mortgage

Document Number0000040235
DateDec 27, 2022
Instrument2022R-040235
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateDec 27, 2022
Property Address1864 SUNSET RDG, FESTUS, MO 63028-2176
Document Number0000040233
Map ReferenceDOC 2022P-000109
Instrument DateDec 22, 2022
Instrument2022R-040233
Transaction TypeTransfer
Record UpdatedNov 10, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1864 SUNSET RDG, FESTUS, MO 63028-2176
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1864 Sunset Rdg was $4,001.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityFestus City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$72,900 (-) Land $8,800 Building $64,100$383,500 Land $46,200 Building $337,300
2025$4,001.00$72,900 Land $8,800 Building $64,100
2024$383,500 Land $46,200 Building $337,300
2023$3,746.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1864 Sunset Rdg in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2009–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1864 Sunset Rdg is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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