1865 Sanderling Dr, Clermont, FL 34711 Property Records

Lake County property record for 1865 Sanderling Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,154 sqft · built 2007
Lot Size	0.343 acres (14,952 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Jun 2025)
Tax Bill	$6,980 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-22-26-1196-000-22200`

Property Details

APN / Parcel Number

Primary APN	`32-22-26-1196-000-22200`
Alternative APNs	`262232119600022200` `3844573`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,154 sqft Living Area
Gross Area	4,210 sqft
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2024
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	14,952 sqft (0.343 acres)
Garage Type	Attached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Porch	Florida Room
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3844573
Street Address	1865 SANDERLING DR
City	CLERMONT
State	FL
Zip	34711-6295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOST LAKE TRACT B PB 56 PG 76-78 LOT 222 ORB 6542 PG 16
Legal Range	26E
Legal Township	22S
Legal Section	32
Legal Subdivision	LOST LAKE TRACT B
Legal Tract	B
Legal Lot Number	222
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2040
Census Tract	31315

Owner

1865 Sanderling Dr is owned and occupied by an individual who bought it in June 2025.

Source: Lake County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1865 SANDERLING DR, CLERMONT, FL 34711-6295
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Jul 27, 2022	Personal Representative Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2025 · Amount on File
Deed Sale	Jun 9, 2025 · Amount on File
Prior Sale	Jul 27, 2022 · Amount on File
Deed Document Number	202570587
Deed Book / Page	6542 / 16
Prior Transfer Date	Jan 25, 2016
Prior Transfer Doc	0047361262
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Oct 9, 2026
Property Address	1865 SANDERLING DR, CLERMONT, FL 34711-6295
Document Number	0000124520
Book / Page	6827 / 729
Instrument Date	Sep 28, 2026
Instrument	2026124520
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1865 SANDERLING DR, CLERMONT, FL 34711-6295

Mortgage

Document Number	0000124520,
Date	Oct 9, 2026
Book Page	6827/729
Instrument	2026124520

Lender

Name	SUN WEST MORTGAGE COMPANY INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

July 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LAKE FL
Recording Date	Jul 27, 2022
Property Address	1865 SANDERLING DR, CLERMONT, FL 34711-6295
Document Number	0059981609
Book / Page	5998 / 1609
Map Reference	MB 56 PG 76
Instrument Date	Jul 26, 2022
Instrument	2022101896
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO OF FL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 948, TOMBSTONE, AZ 85638-0948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1865 SANDERLING DR, CLERMONT, FL 34711-6295

Mortgage

Document Number	0059981612
Date	Jul 27, 2022
Instrument	5998/1612

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1865 Sanderling Dr was $6,980, up 12.2% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$448,749 (-) Land $80,000 Building $368,749	$448,749 (-) Land $80,000 Building $368,749
2025	$6,980.00 (+12.16%)	$448,749 Land $80,000 Building $368,749	$448,749 Land $80,000 Building $368,749
2024	$6,223.00 (+14.37%)
2023	$5,441.00 (+80.28%) Homeowner's exemption Additional exemption filed	$355,025 (+65.53%)	$355,025 (-) Land $60,000 Building $295,025
2022	$3,018.00 Homeowner's exemption	$214,480	$355,025 Land $60,000 Building $295,025

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1865 Sanderling Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1865 Sanderling Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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