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1865 North Rd, Waterloo, NY 13165 Property Records

Seneca County and Seneca Falls Town property record for 1865 North Rd, Waterloo, NY 13165

Property Summary

Property TypeBank, Financial Building
Details2,400 sqft · built 2010
Lot Size8.95 acres (389,862 sqft)
OwnerCompany Name on File
Last Sale$1,125,000 (Jan 2026)
Tax Bill$27,288 (2026)
Deeds & MortgagesJan 2026 Foreclosure
APN453289 33-1-62.12

Property Details

APN / Parcel Number

Primary APN453289 33-1-62.12
Alternative APN
  • 328903300000010620120000

Interior

Stories1 Story
Building Area2,400 sqft Gross Area
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Lot Area389,862 sqft (8.95 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1865 NORTH RD
CityWATERLOO
StateNY
Zip13165-4107
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeC-2
Legal Block1
Legal Lot Number62.012
JurisdictionSENECA NY
Township / Civil DivisionSENECA FALLS
Census Block Group1
Census Block1012
Census Tract950400

Owner

1865 North Rd, a commercial property, is owned by a company that bought it in January 2026.

Source: Seneca County and Seneca Falls Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address225 CHESTNUT ST, ROCHESTER, NY 14604-2426
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 6, 2026 · Amount on File
Deed SaleJan 6, 2026 · Amount on File
Prior SaleAug 24, 2005 · Amount on File
Deed Book / Page1134 / 248
Prior Transfer DateOct 28, 2008
Prior Transfer Doc0785000308
Record UpdatedOct 29, 2026

January 2026: Deed, Foreclosure

Document TypeDeed
JurisdictionSENECA NY
Recording DateJan 6, 2026
Property Address1865 NORTH RD, WATERLOO, NY 13165-4107
Document Number001134/248
Book / Page1134 / 248
Instrument DateJan 1, 2026
Instrument72930
Transaction TypeForeclosure
Record UpdatedFeb 11, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 CHESTNUT ST, ROCHESTER, NY 14604-2426

Tax Assessment & Valuation

The 2026 property tax bill for 1865 North Rd was $27,288, up 9.2% from the year before.

Source: Seneca County and Seneca Falls Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionSeneca Falls Town
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$27,288.00 (+9.17%)
2025$24,997.00 (+1.58%)$1,100,000 (-) Land $668,100 Building $431,900$1,208,791 (+9.89%) Land $734,176 Building $474,615
2024$24,607.00 Additional exemption filed$1,100,000 (-) Land $668,100 Building $431,900$1,100,000 (-) Land $668,100 Building $431,900
2023$1,100,000 (+28.06%) Land $668,100 Building $431,900$1,100,000 (-1.4%) Land $668,100 Building $431,900
2022$859,000 Land $500,000 Building $359,000$1,115,584 Land $649,350 Building $466,234
2019$13,396.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1865 North Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1865 North Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSENECA FALLS
serves 9,400 people · EPA ID NY4901198
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
CBN
Fixed Wireless · not low latency		100 / 100

May also be available: GoNetspeed, Spectrum, T-Mobile, Verizon.

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