Seneca County and Waterloo Town property record for 1772 North Rd, Waterloo, NY 13165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 1992 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Nov 2022) |
| Tax Bill | $4,985 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Jan 2020 Refinance |
| APN | 453801 07-1-02.12 |
| Primary APN | 453801 07-1-02.12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Width | 120 ft Width |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 36 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1772 NORTH RD |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-9449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 05 - COMME |
| Legal Description | MB95-347 |
| Legal Block | 1 |
| Legal Lot Number | 2.012 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 950500 |
Source: Seneca County and Waterloo Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1772 NORTH RD, WATERLOO, NY 13165-9449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2026 | Deed of Trust, Mortgage MORTGAGE CENTER LLC |
| Jan 8, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FINGER LAKES FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2022 · Amount on File |
| Deed Sale | Nov 23, 2022 · Amount on File |
| Prior Sale | Sep 25, 2014 · Amount on File |
| Deed Document Number | 202260968 |
| Deed Book / Page | 1069 / 6 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Aug 20, 2026 |
| Property Address | 1772 NORTH RD, WATERLOO, NY 13165-9449 |
| Document Number | 0000075610 |
| Book / Page | 2004 / 254 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202675610 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1772 NORTH RD, WATERLOO, NY 13165-9449 |
| Document Number | 0000075610, |
|---|---|
| Date | Aug 20, 2026 |
| Book Page | 2004/254 |
| Instrument | 202675610 |
| Name | MORTGAGE CENTER LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 1772 NORTH RD, WATERLOO, NY 13165-9449 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1731/179 |
|---|---|
| Date | Jan 8, 2020 |
| Book Page | 1731/179 |
| Instrument | 47484 |
| Name | FINGER LAKES FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2035 |
Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Municipality | Waterloo Village |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,985.00 (-0.8%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $5,025.00 (+88.41%) | $106,800 (-) Land $38,200 Building $68,600 | $175,100 (+16.41%) Land $62,629 Building $112,471 |
| 2023 | $106,800 Land $38,200 Building $68,600 | $150,423 Land $53,803 Building $96,620 | |
| 2019 | $2,667.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO VILLAGE serves 7,000 people · EPA ID NY4901199 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures