1865 Elderwood Dr, Concord, CA 94519 Property Records

Contra Costa County property record for 1865 Elderwood Dr, Concord, CA 94519

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,377 sqft · built 1952
Lot Size	0.174 acres (7,575 sqft)
Owner	Individual Name on Record
Tax Bill	$6,184 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2025 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`114-561-011-7`

Property Details

APN / Parcel Number

Primary APN	`114-561-011-7`
Alternative APN	`114-561-011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,377 sqft Living Area
1st Floor Area	1,821 sqft
2nd Floor Area	556 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1958
Architectural Style	Duplex Single
Lot Area	7,575 sqft (0.174 acres)
Garage Type	Attached
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1865 ELDERWOOD DR
City	CONCORD
State	CA
Zip	94519-1101
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R7
Legal Description	MONTE GARDENS #9 LOT 329
Legal Subdivision	MONTE GARDENS 09
Legal Lot Number	329
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	332000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1865 ELDERWOOD DR, CONCORD, CA 94519-1101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · VA Mortgage EXCEL REALTY INC
May 6, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 19, 2019	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Nov 20, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Aug 10, 2018	Quit Claim Deed, Transfer · VA Mortgage CITY LIGHTS FINANCIAL EXPRESS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2018
Deed Sale	Aug 10, 2018
Prior Sale	Jun 29, 2010 · Amount on Record
Deed Document Number	2018127844
Prior Transfer Date	Aug 4, 2018
Prior Transfer Doc	0000127844
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1865 ELDERWOOD DR, CONCORD, CA 94519-1101
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	CALATLANTIC TITLE INC, CALATLANTIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1865 ELDERWOOD DR, CONCORD, CA 94519-1101

Mortgage

Document Number	0000013138
Date	Jan 21, 2022
Instrument	2022-013138

Lender

Name	EXCEL REALTY INC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1865 ELDERWOOD DR, CONCORD, CA 94519-1101
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1865 ELDERWOOD DR, CONCORD, CA 94519-1101

Mortgage

Document Number	0000044608
Date	May 6, 2025
Instrument	2025- 044608

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	1600 S DOUGLASS RD STE 100, ANAHEIM, CA 92806

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1865 ELDERWOOD DR, CONCORD, CA 94519-1101
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE RES INFO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000155594
Date	Sep 19, 2019
Instrument	2019-155594

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1865 ELDERWOOD DR, CONCORD, CA 94519-1101
Document Number	0000214662
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1865 ELDERWOOD DR CONCORD CA 945191101, CONCORD, CA 94519-1101

Mortgage

Document Number	0000214662
Date	Dec 2, 2019
Instrument	214662

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 10, 2018
Property Address	1865 ELDERWOOD DR, CONCORD, CA 94519-1101
Document Number	0000127844
Instrument Date	Aug 4, 2018
Instrument	127844
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1865 ELDERWOOD DR CONCORD CA 945191101, CONCORD, CA 94519-1101

Mortgage

Document Number	127845
Date	Aug 10, 2018
Instrument	127845

Lender

Name	CITY LIGHTS FINANCIAL EXPRESS INC
Type	Bank
Address	AGOURA HILLS, CA 91301

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$473,973 (+2%) Land $263,318 Building $210,655
2025	$6,184.00 (+4.78%)	$464,680 (+4.04%) Land $258,155 Building $206,525
2023	$5,902.00 (+1.48%)	$446,638 Land $248,132 Building $198,506
2022	$5,816.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Sonic Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

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