1862 Elderwood Dr, Concord, CA 94519 Property Records

Contra Costa County property record for 1862 Elderwood Dr, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,608 sqft · built 1953
Lot Size	0.174 acres (7,575 sqft)
Owner	2 Individual Names on Record
Last Sale	$940,000 (Apr 2022)
Tax Bill	$10,038 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`114-042-004-1`

Property Details

APN / Parcel Number

Primary APN	`114-042-004-1`
Alternative APN	`114-042-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,608 sqft Living Area
1st Floor Area	1,608 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1990
Lot Area	7,575 sqft (0.174 acres)
Garage Type	Attached
Garage Area	389 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1862 ELDERWOOD DR
City	CONCORD
State	CA
Zip	94519-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	DANA ESTATES #1 LOT 4 EX MR
Legal Subdivision	DANA ESTATES #1
Legal Lot Number	4
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1004
Census Tract	332000

Owner

Source: Contra Costa County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1862 ELDERWOOD DR, CONCORD, CA 94519-1102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 10, 2020	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Apr 20, 2022	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Jul 26, 2019	Deed of Trust, Mortgage · VA Mortgage BAY EQUITY
Jun 6, 2018	Grant Deed, Transfer BAY EQUITY
Feb 14, 2017	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2022 · Amount on Record
Deed Sale	Apr 20, 2022 · Amount on Record
Prior Sale	Jun 6, 2018 · Amount on Record
Deed Document Number	202268289
Prior Transfer Date	Nov 8, 2013
Prior Transfer Doc	0000271515
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1862 ELDERWOOD DR, CONCORD, CA 94519-1102
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1862 ELDERWOOD DR, CONCORD, CA 94519-1102

Mortgage

Document Number	0000042136
Date	May 4, 2023
Instrument	2023-042136

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	FISHERS, IN 46037

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Feb 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1862 ELDERWOOD DR, CONCORD, CA 94519-1102
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069036
Date	Apr 10, 2020
Instrument	2020-069036

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 20, 2022
Property Address	1862 ELDERWOOD DR, CONCORD, CA 94519-1102
Document Number	0000068289
Map Reference	VOL 46 PG 26
Instrument Date	Apr 11, 2022
Instrument	2022-068289
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1862 ELDERWOOD DR, CONCORD, CA 94519-1102

Mortgage

Document Number	0000068290
Date	Apr 20, 2022
Instrument	2022-068290

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1862 ELDERWOOD DR, CONCORD, CA 94519-1102
Document Number	0000125464
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1862 ELDERWOOD DR CONCORD CA 945191102, CONCORD, CA 94519-1102

Mortgage

Document Number	0000125464
Date	Aug 8, 2019
Instrument	125464

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 6, 2018
Property Address	1862 ELDERWOOD DR, CONCORD, CA 94519-1102
Document Number	0000089735
Instrument Date	Jun 1, 2018
Instrument	89735
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$720.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1862 ELDERWOOD DR CONCORD CA 945191102, CONCORD, CA 94519-1102

Mortgage

Document Number	89736
Date	Jun 6, 2018
Instrument	89736

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2048

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 14, 2017
Property Address	1862 ELDERWOOD DR, CONCORD, CA 94519-1102
Document Number	0000028038
Map Reference	MAP46 PG26
Instrument Date	Feb 7, 2017
Instrument	2017-028038
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1862 ELDERWOOD DR, CONCORD, CA 94519-1102

Mortgage

Document Number	0000028039
Date	Feb 14, 2017
Instrument	2017-028039

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$820,000 (+0.24%) Land $479,788 Building $340,212
2025	$10,038.00 (+1.63%)	$818,000 (+0.99%) Land $478,617 Building $339,383
2023	$9,877.00 (+13.15%)	$810,000 Land $500,000 Building $310,000
2022	$8,729.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Sonic Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

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