1865 12th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1865 12th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,140 sqft · built 1987
Lot Size0.072 acres (3,125 sqft)
OwnerCompany Name on File
Last Sale$135,500 (Jul 1998)
Tax Bill$4,962 (2025)
Deeds & MortgagesJan 2024 Transfer
Jan 2024 Transfer
Flood ZoneZone X (minimal risk)
APN038-591-046

Property Details

APN / Parcel Number

Primary APN038-591-046

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,140 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeWood
Lot Area3,125 sqft (0.072 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address1865 12TH ST
CityLOS OSOS
StateCA
Zip93402-2801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN EL MORO BL 132 LT 16
Legal SubdivisionTOWN/EL MORO
Legal Tract1
Legal Block132
Legal Lot Number16
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1013
Census Tract10703

Owner

1865 12th St is owned by a company that acquired it in September 2023 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordCompany Name on File
Mailing Address1865 12TH ST, LOS OSOS, CA 93402-2801
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2024Intrafamily Transfer, Transfer
Jan 30, 2024Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 1998 · Amount on File
Deed SaleJul 31, 1998 · Amount on File
Deed Document Number199848135
Last Transfer DateSep 13, 2023
Transfer Doc0000013286
Record UpdatedSep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 30, 2024
Property Address1865 12TH ST, LOS OSOS, CA 93402-2801
Document Number0000002411
Map ReferenceMB A PG 81
Instrument DateSep 13, 2023
Instrument2024002411
Transaction TypeTransfer
Record UpdatedFeb 8, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1865 12TH ST, LOS OSOS, CA 93402-2801

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 30, 2024
Property Address1865 12TH ST, LOS OSOS, CA 93402-2801
Document Number0000002412
Map ReferenceMB A PG 81
Instrument DateMay 1, 2023
Instrument2024002412
Transaction TypeTransfer
Record UpdatedFeb 8, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1865 12TH ST, LOS OSOS, CA 93402-2801

Tax Assessment & Valuation

The 2025 property tax bill for 1865 12th St was $4,962 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$216,483 (+2%) Land $103,924 Building $112,559
2025$4,962.00 Homeowner's exemption$212,239 Land $101,887 Building $110,352
2023$4,730.00 (+2.76%) Homeowner's exemption$204,000 Land $97,932 Building $106,068
2022$4,603.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1865 12th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1995)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1865 12th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.

Nearby Properties on 12th St

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