San Luis Obispo County property record for 1857 12th St, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,216 sqft · built 1987 |
| Lot Size | 0.072 acres (3,125 sqft) |
| Owner | Company Name on File |
| Last Sale | $143,000 (Aug 1994) |
| Tax Bill | $5,161 (2025) |
| Deeds & Mortgages | May 2024 Transfer May 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-591-045 |
| Primary APN | 038-591-045 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,216 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Wood |
| Lot Area | 3,125 sqft (0.072 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 1857 12TH ST |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-2801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TN EL MORO BL 132 LT 15 |
| Legal Subdivision | EL MORO |
| Legal Tract | 1 |
| Legal Block | 132 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10703 |
1857 12th St is owned by a company that acquired it in May 2024 and is owner-occupied.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1857 12TH ST, LOS OSOS, CA 93402-2801 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2024 | Intrafamily Transfer, Transfer |
| May 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Dec 5, 2017 | Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 1994 · Amount on File |
| Deed Sale | Aug 29, 1994 · Amount on File |
| Deed Document Number | 199450663 |
| Last Transfer Date | May 3, 2024 |
| Transfer Doc | 0000011817 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 3, 2024 |
| Property Address | 1857 12TH ST, LOS OSOS, CA 93402-2801 |
| Document Number | 0000011817 |
| Map Reference | MB A PG 81 |
| Instrument Date | May 3, 2024 |
| Instrument | 2024011817 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1857 12TH ST, LOS OSOS, CA 93402-2801 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1857 12TH ST, LOS OSOS, CA 93402-2801 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE GROU |
| Name | Verified Name |
|---|
| Document Number | 0000023347 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 2017023347 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28217 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1857 12TH ST, LOS OSOS, CA 93402-2801 |
| Document Number | 0000056391 |
| Instrument Date | Dec 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1857 12TH ST LOS OSOS CA 934022801, LOS OSOS, CA 93402-2801 |
| Document Number | 0000056391 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 56391 |
| Name | GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 10, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1857 12th St was $5,161 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $244,961 (+2%) Land $128,476 Building $116,485 | |
| 2025 | $5,161.00 Homeowner's exemption | $240,158 Land $125,957 Building $114,201 |
| 2023 | $4,975.00 (+4.1%) Homeowner's exemption | $230,834 Land $121,067 Building $109,767 |
| 2022 | $4,779.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1857 12th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1857 12th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.
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