18643 Harborside Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18643 Harborside Dr, Cornelius, NC 28031

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,482 sqft · built 1998
Lot Size	1.97 acres (85,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Nov 2025)
Tax Bill	$4,510 (2024)
Deeds & Mortgages	Nov 2025 Sale Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-484-51`

Property Details

APN / Parcel Number

Primary APN	`001-484-51`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,482 sqft Living Area
1st Floor Area	1,482 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	85,969 sqft (1.97 acres)
Porch	Finished/Open Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18643 HARBORSIDE DR
City	CORNELIUS
State	NC
Zip	28031-8794
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Description	UNIT 36 BLD16 U/F 458
Legal Subdivision	VILLAS HARBORSIDE CONDO
Legal Block	C
Legal Lot Number	92
Legal Unit	36
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	2
Census Block	2000
Census Tract	6220

Owner

Source: Mecklenburg County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18643 HARBORSIDE DR, CORNELIUS, NC 28031-8794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Warranty Deed, Transfer SOUTHERN HOME TITLE, SOUTHERN HOMES TITLE INC
Sep 14, 2020	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Sep 14, 2020 · Amount on Record
Deed Document Number	2025121178
Deed Book / Page	40028 / 921
Prior Transfer Date	Sep 26, 2000
Prior Transfer Doc	0000139391
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 25, 2025
Property Address	18643 HARBORSIDE DR, CORNELIUS, NC 28031-8794
Document Number	0000121178
Book / Page	40028 / 921
Map Reference	MB 9765 PG 215
Instrument Date	Nov 25, 2025
Instrument	2025121178
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	SOUTHERN HOME TITLE, SOUTHERN HOMES TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2445 SPRUCE CREEK DR, FORT COLLINS, CO 80528-3091

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18643 HARBORSIDE DR, CORNELIUS, NC 28031-8794

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 14, 2020
Property Address	18643 HARBORSIDE DR, CORNELIUS, NC 28031-8794
Document Number	0000147726
Book / Page	35049 / 78
Map Reference	MB 9765 PG 215
Instrument Date	Sep 10, 2020
Instrument	2020147726
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	SOUTHERN HOMES TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$744.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4937 PARKHILL ST, 4937, SHAWNEE, KS 66216-1426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18643 HARBORSIDE DR, CORNELIUS, NC 28031-8794

Mortgage

Document Number	0000147727
Date	Sep 14, 2020
Instrument	2020147727

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$679,893 Building $679,893	$679,893 (-) Building $679,893
2024	$4,510.00
2023			$679,893 Building $679,893

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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