18641 Harborside Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18641 Harborside Dr, Cornelius, NC 28031 · Last verified June 2023

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,434 sqft · built 1998
Lot Size	1.97 acres (85,987 sqft)
Owner	Individual Name on File
Last Sale	$418,000 (Sep 2020)
Tax Bill	$5,718 (2023)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Feb 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-484-48`

Property Details

APN / Parcel Number

Primary APN	`001-484-48`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,434 sqft Heated Area
Gross Area	1,602 sqft
1st Floor Area	1,434 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	85,987 sqft (1.97 acres)
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	001-484-48
Street Address	18641 HARBORSIDE DR
City	CORNELIUS
State	NC
Zip	28031-8794
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 33 BLD16 U/F 458
Legal Subdivision	VILLAS/HARBORSIDE CONDO
Legal Unit	33
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	2
Census Block	2000
Census Tract	6220

Owner

Source: Mecklenburg County records · APN 001-484-48

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18641 HARBORSIDE DR, CORNELIUS, NC 28031-8794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 11, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Sep 02, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jul 03, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 16, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 02, 2020 · Amount on Record
Deed Sale	Sep 02, 2020 · Amount on Record
Prior Sale	Jul 03, 2018
Deed Document Number	0035011135
Deed Book / Page	35011 / 135
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 14, 2025
Property Address	18641 HARBORSIDE DR, CORNELIUS, NC 28031-8794
Document Number	0000069896
Book / Page	39719 / 945
Map Reference	MB 9765 PG 198
Instrument Date	Jul 11, 2025
Instrument	2025069896
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	SOUTHERN HOMES TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 W CEDAR ST, JEFFERSON, OH 44047-1236

Mortgage

Document Number	0000069897
Date	Jul 14, 2025
Instrument	2025069897

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18641 HARBORSIDE DR, CORNELIUS, NC 28031-8794
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022779
Date	Feb 11, 2022
Book Page	37055/169
Instrument	2022022779

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Dec 01, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 02, 2020
Property Address	18641 HARBORSIDE DR, CORNELIUS, NC 28031-8794
Document Number	0000141048
Book / Page	35011 / 135
Map Reference	MB 9765 PG 198
Instrument Date	Sep 02, 2020
Instrument	2020141048
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	SOUTHERN HOMES TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$836.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13525 WAVERTON LN, 13525, HUNTERSVILLE, NC 28078-1231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18641 HARBORSIDE DR, CORNELIUS, NC 28031-8794

Mortgage

Document Number	0000141049
Date	Sep 02, 2020
Instrument	2020141049

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 03, 2018
Property Address	18641 HARBORSIDE DR, CORNELIUS, NC 28031-8794
Document Number	0000083802
Book / Page	032808 / 000844
Instrument Date	Jul 03, 2018
Instrument	83802
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18641 HARBORSIDE DR CORNELIUS NC 280318794, CORNELIUS, NC 28031-8794

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 16, 2018
Property Address	18641 HARBORSIDE DR, CORNELIUS, NC 28031-8794
Document Number	0000018529
Book / Page	32471 / 734
Map Reference	MB9765 PG198
Instrument Date	Feb 15, 2018
Instrument	2018018529
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12491 GIBSON RD, 12491, ASHVILLE, OH 43103-9639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18641 HARBORSIDE DR, CORNELIUS, NC 28031-8794

Mortgage

Document Number	0000018530
Date	Feb 16, 2018
Instrument	2018018530

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2048

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190062202, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 190 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
TDS Telecom	Cable	1,000 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: TDS Telecom, Spectrum, AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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