1864 SE Lafayette St, Stuart, FL 34997 Property Records

Martin County property record for 1864 SE Lafayette St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,718 sqft · built 1971
Lot Size	0.173 acres (7,536 sqft)
Owner	Individual Name on File
Last Sale	$505,000 (Jun 2026)
Tax Bill	$6,031 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-38-41-006-007-0003.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`52-38-41-006-007-0003.0-8-0000`
Alternative APNs	`52-38-41-006-007-00030-8` `42129`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,718 sqft Living Area
1st Floor Area	1,718 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,536 sqft (0.173 acres)

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	42129
Street Address	1864 SE LAFAYETTE ST
City	STUART
State	FL
Zip	34997-5850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	CORAL GARDENS PLAT 2 LOT 3 BLK 7
Legal Range	41E
Legal Township	38S
Legal Section	52
Legal Subdivision	CORAL GARDENS
Legal Block	7
Legal Lot Number	3
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3023
Census Tract	1106

Owner

1864 SE Lafayette St is owned and occupied by an individual who bought it in June 2026.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1864 SE LAFAYETTE ST, STUART, FL 34997-5850
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Apr 2, 2024	Intrafamily Transfer, Transfer
Mar 5, 2020	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Prior Sale	Mar 5, 2020 · Amount on File
Deed Document Number	20263193330
Deed Book / Page	3576 / 511
Prior Transfer Date	Jul 12, 2010
Prior Transfer Doc	0024642869
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 29, 2026
Property Address	1864 SE LAFAYETTE ST, STUART, FL 34997-5850
Document Number	0003193330
Book / Page	3576 / 511
Instrument Date	Jun 16, 2026
Instrument	20263193330
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	FULL TITLE AND ESCROW, FULL CIRCLE TITLE AND ESCROW L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$357,035.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1864 SE LAFAYETTE ST, STUART, FL 34997-5850

Mortgage

Document Number	0003193331,
Date	Jun 29, 2026
Instrument	20263193331

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Apr 2, 2024
Property Address	1864 SE LAFAYETTE ST, STUART, FL 34997-5850
Document Number	0034282295
Book / Page	3428 / 2295
Map Reference	MB 3 PG 129
Instrument Date	Apr 1, 2024
Instrument	3065139
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1864 SE LAFAYETTE ST, STUART, FL 34997-5850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1864 SE LAFAYETTE ST, STUART, FL 34997-5850

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 5, 2020
Property Address	1864 SE LAFAYETTE ST, STUART, FL 34997-5850
Document Number	0031152943
Book / Page	3115 / 2943
Map Reference	MB 3 PG 129
Instrument Date	Mar 4, 2020
Instrument	2803851
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ASSURED TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,834.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 SE SCOTLAND CAY WAY, 403, STUART, FL 34997

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1864 SE LAFAYETTE ST, STUART, FL 34997-5850

Mortgage

Document Number	0031152945
Date	Mar 5, 2020
Instrument	3115/2945

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1864 SE Lafayette St was $6,031, up 2.2% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,031.00 (+2.24%)	$339,904	$378,530 Land $135,000 Building $243,530
2024	$5,899.00 (+6.04%)
2023	$5,563.00 (+12.09%)	$280,913 (+1%)	$356,490 (+16.72%) Land $130,000 Building $226,490
2022	$4,963.00	$255,376	$305,420 Land $115,000 Building $190,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1864 SE Lafayette St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1864 SE Lafayette St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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