1854 SE Lafayette St, Stuart, FL 34997 Property Records

Martin County property record for 1854 SE Lafayette St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,112 sqft · built 1976
Lot Size	0.173 acres (7,536 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Jul 2025)
Tax Bill	$6,428 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jan 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`52-38-41-006-007-0004.0-6-0000`

Property Details

APN / Parcel Number

Primary APN	`52-38-41-006-007-0004.0-6-0000`
Alternative APNs	`52-38-41-006-007-00040-6` `42130`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,112 sqft Living Area
Gross Area	2,340 sqft
1st Floor Area	2,112 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,536 sqft (0.173 acres)
Garage Type	Attached
Garage Area	228 sqft
Porch	Open Porch
Porch Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	42130
Street Address	1854 SE LAFAYETTE ST
City	STUART
State	FL
Zip	34997-5850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	CORAL GARDENS PLAT 2 LOT 4 BLK 7
Legal Range	41E
Legal Township	38S
Legal Section	52
Legal Subdivision	CORAL GARDENS
Legal Block	7
Legal Lot Number	4
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3023
Census Tract	1106

Owner

1854 SE Lafayette St is owned and occupied by two individuals who bought it in July 2025.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1854 SE LAFAYETTE ST, STUART, FL 34997-5850
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 26, 2021	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Sep 29, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 9, 2020	Grant Deed, Transfer SIGNATURE TITLE FL PARTNERS LLC, SIGNATURE TITLE FL PTRS LLC
Aug 21, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2025 · Amount on File
Deed Sale	Jul 24, 2025 · Amount on File
Prior Sale	Dec 6, 2021 · Amount on File
Deed Document Number	20253138943
Deed Book / Page	3511 / 1405
Prior Transfer Date	Aug 19, 2019
Prior Transfer Doc	0030780303
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 6, 2021
Property Address	1854 SE LAFAYETTE ST, STUART, FL 34997-5850
Document Number	0032762870
Book / Page	3276 / 2870
Map Reference	MB 3 PG 129
Instrument Date	Dec 3, 2021
Instrument	2929924
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4700 SE DUVAL DR, 4700, STUART, FL 34997-1502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1854 SE LAFAYETTE ST, STUART, FL 34997-5850

Mortgage

Document Number	0032762872
Date	Dec 6, 2021
Instrument	3276/2872

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1854 SE LAFAYETTE ST, STUART, FL 34997-5850
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1854 SE LAFAYETTE ST, STUART, FL 34997-5850

Mortgage

Document Number	0031920978
Date	Jan 26, 2021
Book Page	3192/978
Instrument	2863900

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 29, 2020
Property Address	1854 SE LAFAYETTE ST, STUART, FL 34997-5850
Document Number	0031610461
Book / Page	003161 / 000461
Instrument Date	Sep 23, 2020
Instrument	2840134
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,118.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1933 SW COLLEGE ST STUART FL 349977089, STUART, FL 34997-7089

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 9, 2020
Property Address	1854 SE LAFAYETTE ST, STUART, FL 34997-5850
Document Number	0031160872
Book / Page	003116 / 000872
Instrument Date	Feb 25, 2020
Instrument	2804140
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	SIGNATURE TITLE FL PARTNERS LLC, SIGNATURE TITLE FL PTRS LLC

Transaction

Amount	Amount on Record
Tax	$1,215.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4522 SW LONG BAY DR PALM CITY FL 349908807, PALM CITY, FL 34990-8807

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 21, 2019
Property Address	1854 SE LAFAYETTE ST, STUART, FL 34997-5850
Document Number	0030780303
Book / Page	003078 / 000303
Instrument Date	Aug 6, 2019
Instrument	2771110
Transaction Type	Foreclosure
Record Updated	Sep 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,211.70
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, 200-A, ANAHEIM, CA 92806-5948
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1854 SE Lafayette St was $6,428, down 0.8% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,428.00 (-0.76%)	$419,995	$485,080 Land $135,000 Building $350,080
2024	$6,477.00 (+1.94%)
2023	$6,354.00 (-6.96%) Additional exemption filed	$396,271 (-7.03%)	$453,380 (+6.36%) Land $130,000 Building $323,380
2022	$6,829.00 Homeowner's exemption	$426,250 Land $115,000 Building $311,250	$426,250 Land $115,000 Building $311,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1854 SE Lafayette St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1854 SE Lafayette St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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