1864 Pebble Beach Cir, Elgin, IL 60123 Property Records

Kane County property record for 1864 Pebble Beach Cir, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,446 sqft · built 1990
Lot Size0.071 acres (3,100 sqft)
OwnerIndividual Name on Record
Last Sale$178,000 (Sep 2006)
Tax Bill$5,107 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-28-225-015

Property Details

APN / Parcel Number

Primary APN06-28-225-015

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,446 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area3,100 sqft (0.071 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address1864 PEBBLE BEACH CIR
CityELGIN
StateIL
Zip60123-5600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLLEGE GREEN UNIT 7 LOT 527
Legal SubdivisionCOLLEGE GREEN
Legal Block1
Legal Lot Number527
Legal Unit7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1018
Census Tract851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1864 PEBBLE BEACH CIR, ELGIN, IL 60123-5600
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2006 · Amount on Record
Deed SaleSep 27, 2006 · Amount on Record
Prior SaleMay 2, 1996 · Amount on Record
Deed Document Number2006105780
Prior Transfer DateApr 26, 2004
Prior Transfer Doc0000078235
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1864 PEBBLE BEACH CIR, ELGIN, IL 60123-5600
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057325
DateSep 30, 2020
Instrument2020K057325
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term237 Months
DueJun 1, 2040

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,107.00 (+15.78%) Homeowner's exemption$74,953 (+8.57%) Land $17,574 Building $57,379$224,949 (+8.57%) Land $52,743 Building $172,206
2024$69,037 (+21.39%) Land $16,187 Building $52,850$207,194 (+21.44%) Land $48,580 Building $158,613
2022$4,411.00 (+4.82%) Homeowner's exemption$56,871 (+6.96%) Land $13,335 Building $43,536$170,613 (+6.96%) Land $40,005 Building $130,608
2021$4,208.00 Homeowner's exemption$53,170 Land $12,467 Building $40,703$159,510 Land $37,401 Building $122,109

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Fox Valley Internet
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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