1863 Pebble Beach Cir, Elgin, IL 60123 Property Records

Kane County property record for 1863 Pebble Beach Cir, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,143 sqft · built 1990
Lot Size0.139 acres (6,050 sqft)
Owner2 Trust Names on File
Last Sale$96,000 (Sep 1995)
Tax Bill$4,470 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-28-234-036

Property Details

APN / Parcel Number

Primary APN06-28-234-036

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,143 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeFrame
Lot Area6,050 sqft (0.139 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1863 PEBBLE BEACH CIR
CityELGIN
StateIL
Zip60123-6896
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLLEGE GREEN UNIT 7 LOT 524
Legal SubdivisionCOLLEGE GREEN
Legal Block1
Legal Lot Number524
Legal Unit7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1019
Census Tract851908

Owner

1863 Pebble Beach Cir is owner-occupied and held in a trust since August 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Trust Names on File
Mailing Address1863 PEBBLE BEACH CIR, ELGIN, IL 60123-6896
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 1995 · Amount on File
Deed SaleSep 15, 1995 · Amount on File
Deed Document Number199554454
Deed Book / Page1126 / 378
Last Transfer DateAug 28, 2025
Transfer Doc0000033830
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1863 PEBBLE BEACH CIR, ELGIN, IL 60123-6896
Transaction TypeMortgage
Record UpdatedMar 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015487
DateFeb 26, 2021
Instrument2021K015487
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1863 Pebble Beach Cir was $4,470.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,470.00 Homeowner's exemption$66,600 (+8.57%) Land $17,012 Building $49,588$199,880 (+8.57%) Land $51,056 Building $148,824
2024$61,343 Land $15,669 Building $45,674$184,103 Land $47,026 Building $137,077
2022$3,861.00 (+4.95%) Homeowner's exemption$50,533 (+6.96%) Land $12,908 Building $37,625$151,599 (+6.96%) Land $38,724 Building $112,875
2021$3,679.00 Homeowner's exemption$47,245 Land $12,068 Building $35,177$141,735 Land $36,204 Building $105,531

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1863 Pebble Beach Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1863 Pebble Beach Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Fox Valley Internet
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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