1864 N Bend Rd, Union, MO 63084 Property Records

Franklin County property record for 1864 N Bend Rd, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,498 sqft · built 1989
Lot Size	7.4 acres (322,344 sqft)
Owner	Individual Name on File
Tax Bill	$2,395 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Feb 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`22-2-10.0-0-010-002.410`

Property Details

APN / Parcel Number

Primary APN	`22-2-10.0-0-010-002.410`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,498 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	322,344 sqft (7.4 acres)

Exterior Amenities

Deck Area	160 sqft
Patio Area	532 sqft
Lean-To	200 sqft
Utility Building	1,680 sqft

Location & Zoning

Street Address	1864 N BEND RD
City	UNION
State	MO
Zip	63084-3823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:2 FOX FIELDS
Legal Range	1W
Legal Township	42N
Legal Section	10
Legal Subdivision	FOX FIELDS
Legal Lot Number	2
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	3
Census Block	3003
Census Tract	800605

Owner

1864 N Bend Rd is owned and occupied by an individual who acquired it in April 2026.

Source: Franklin County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1864 N BEND RD, UNION, MO 63084-3823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION
Feb 1, 2023	Deed of Trust, Mortgage · Line of Credit UNITED BANK OF UNION
Apr 14, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 25, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 27, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED BANK OF UNION
Oct 1, 2021	Intrafamily Transfer, Transfer
Aug 13, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2026
Deed Sale	Apr 14, 2026
Prior Sale	Aug 27, 2024 · Amount on File
Deed Document Number	20262604734
Prior Transfer Date	Jul 25, 2025
Prior Transfer Doc	0002509119
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1864 N BEND RD, UNION, MO 63084-3823
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002211821
Date	Jul 27, 2022
Instrument	2211821

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1864 N BEND RD, UNION, MO 63084-3823
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002301272
Date	Feb 1, 2023
Instrument	2301272

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 14, 2026
Property Address	1864 N BEND RD, UNION, MO 63084-3823
Document Number	0002604734
Instrument Date	Apr 10, 2026
Instrument	20262604734
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1864 N BEND RD, UNION, MO 63084-3823

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jul 25, 2025
Property Address	1864 N BEND RD, UNION, MO 63084-3823
Document Number	0002509119
Map Reference	DOC 2003-06663
Instrument Date	Jul 25, 2025
Instrument	2509119
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1864 N BEND RD, UNION, MO 63084-3823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1864 N BEND RD, UNION, MO 63084-3823

August 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Aug 27, 2024
Property Address	1864 N BEND RD, UNION, MO 63084-3823
Document Number	0002409859
Map Reference	DOC 2003-06663
Instrument Date	Aug 20, 2024
Instrument	2409859
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1864 N BEND RD, UNION, MO 63084-3823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1864 N BEND RD, UNION, MO 63084-3823

Mortgage

Document Number	0002409860
Date	Aug 27, 2024
Instrument	2409860

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Oct 1, 2021
Property Address	1864 N BEND RD, UNION, MO 63084-3823
Document Number	0002118623
Map Reference	DOC 2003-06663
Instrument Date	Sep 27, 2021
Instrument	2118623
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1864 N BEND RD, UNION, MO 63084-3823

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Aug 13, 2021
Property Address	1864 N BEND RD, UNION, MO 63084-3823
Document Number	0002115253
Map Reference	REC 23 PG 148
Instrument Date	Aug 13, 2021
Instrument	2115253
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	186 BOSS DR, WASHINGTON, MO 63090-6359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1864 N BEND RD, UNION, MO 63084-3823

Tax Assessment & Valuation

The 2025 property tax bill for 1864 N Bend Rd was $2,395.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,395.00	$47,867	$254,080 Land $20,430 Building $233,650
2023	$2,188.00 (+6.37%)	$41,108	$218,600 Land $17,430 Building $201,170
2022	$2,057.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1864 N Bend Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1864 N Bend Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	25 / 3

May also be available: BlueBit Networks, T-Mobile.

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