1864 Bailey Rd, Finger, TN 38334 Property Records

McNairy County property record for 1864 Bailey Rd, Finger, TN 38334

Property Summary

Property TypeMobile Home
Details1,344 sqft · built 1999
Lot Size14.6 acres (638,154 sqft)
Owner2 Individual Names on Record
Last Sale$126,000 (Jul 2009)
Tax Bill$550 (2025)
Deeds & MortgagesJun 2021 Mortgage
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN055002 00601

Property Details

APN / Parcel Number

Primary APN055002 00601
Alternative APN
  • 002 00601

Interior

Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area2,624 sqft

Exterior

Year BuiltBuilt 1999
Architectural StyleMobile/Manufactured
Lot Area638,154 sqft (14.6 acres)
TerrainRolling
Garage TypeDetached
Garage Area576 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Deck Area48 sqft
Patio Area176 sqft
Utility Building280 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
SewerConnected

Location & Zoning

Street Address1864 BAILEY RD
CityFINGER
StateTN
Zip38334-2654
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionDISTRICT: 1
JurisdictionMCNAIRY TN
Township / Civil Division1
Census Block Group2
Census Block2003
Census Tract970102

Owner

Source: McNairy County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1864 BAILEY RD, FINGER, TN 38334-2654
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2021Deed of Trust, Mortgage · VA Mortgage
NATIONS LENDING CORP
May 7, 2021Deed of Trust, Mortgage · VA Mortgage
NATIONS LENDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2009 · Amount on Record
Deed SaleJul 31, 2009 · Amount on Record
Deed Document Number0000212561
Deed Book / Page212 / 561
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCNAIRY TN
Property Address1864 BAILEY RD, FINGER, TN 38334-2654
Transaction TypeMortgage
Record UpdatedJul 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number71516
DateJun 18, 2021
Book Page7/1516
Instrument121838
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCNAIRY TN
Property Address1864 BAILEY RD, FINGER, TN 38334-2654
Transaction TypeMortgage
Record UpdatedMay 21, 2021
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number62060
DateMay 7, 2021
Book Page6/2060
Instrument121191
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term352 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: McNairy County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyMcNairy County
Unified School DistrictMcNairy County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$550.00 (+6.18%)$34,875 (-) Land $5,975 Building $28,900
2023$34,875 Land $5,975 Building $28,900
2022$518.00$139,500 Land $23,900 Building $115,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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