McNairy County property record for 1272 Bailey Rd, Finger, TN 38334
| Property Type | Rural Home |
|---|---|
| Details | 3 ba · 1,971 sqft · built 2013 |
| Lot Size | 57.9 acres (2,524,302 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $507,500 (Oct 2025) |
| Tax Bill | $881 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 055002 00800 |
| Primary APN | 055002 00800 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,971 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Upper Floors Area | 1,232 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,524,302 sqft (57.9 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 352 sqft |
| Shed | 1 Shed |
| Shed Area | 720 sqft |
| Utility Building | 200 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 1272 BAILEY RD |
|---|---|
| City | FINGER |
| State | TN |
| Zip | 38334-2838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 1 |
| Jurisdiction | MCNAIRY TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 930200 |
1272 Bailey Rd, a rural home, is owned and occupied by two individuals who bought it in October 2025.
Source: McNairy County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 35, HENDERSON, TN 38340-0035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LEADERS CU |
| Apr 25, 2019 | Deed of Trust, Mortgage · Line of Credit FARM CREDIT SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on File |
| Deed Sale | Oct 21, 2025 · Amount on File |
| Deed Document Number | 0000034393 |
| Deed Book / Page | 223 / 846 |
| Prior Transfer Date | Aug 23, 2012 |
| Prior Transfer Doc | 83029 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Property Address | 1272 BAILEY RD, FINGER, TN 38334-2838 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 415 KELLER ST, TOONE, TN 38381-8918 |
| Document Number | 0000034397 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 34/397 |
| Instrument | 142462 |
| Name | LEADERS CU |
|---|---|
| Type | Credit Union |
| Address | 35 STONEBRIDGE BLVD, JACKSON, TN 38305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Property Address | 1272 BAILEY RD, FINGER, TN 38334-2838 |
| Document Number | 4292508 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | PO BOX 35 HENDERSON TN 383400035, HENDERSON, TN 38340-0035 |
| Document Number | 4292508 |
|---|---|
| Date | May 3, 2019 |
| Book Page | 000429/002508 |
| Instrument | 111483 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOUISVILLE, KY 40232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 2, 2029 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1272 Bailey Rd was $881 with an additional exemption.
Source: McNairy County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | McNairy County |
| Unified School District | McNairy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $881.00 Additional exemption filed | $55,850 Land $6,950 Building $48,900 | |
| 2023 | $55,850 Land $6,950 Building $48,900 | ||
| 2022 | $852.00 | $272,300 Land $76,700 Building $195,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1272 Bailey Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 2, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1272 Bailey Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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