Tehama County property record for 18633 Saddleback Ridge Loop, Cottonwood, CA 96022
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,716 sqft · built 2000 |
| Lot Size | 3.48 acres (151,589 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Jul 2025) |
| Tax Bill | $3,633 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-510-035-000 |
| Primary APN | 007-510-035-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,716 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Lot Area | 151,589 sqft |
| Garage Type | Detached |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 18633 SADDLEBACK RIDGE LOOP |
|---|---|
| City | COTTONWOOD |
| State | CA |
| Zip | 96022-9022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R1AB86 |
| Legal Description | LOT 8 ROYAL OAKS #2 EX M/R |
| Legal Subdivision | ROYAL OAKS |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | TEHAMA CA |
| Township / Civil Division | RED BLUFF |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 202 |
18633 Saddleback Ridge Loop, a rural home, is owned and occupied by two individuals who bought it in July 2025.
Source: Tehama County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18633 SADDLEBACK RIDGE LOOP, COTTONWOOD, CA 96022-9022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2023 | Intrafamily Transfer, Transfer |
| Jan 13, 2023 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2025 · Amount on File |
| Deed Sale | Jul 28, 2025 · Amount on File |
| Prior Sale | Jan 13, 2023 · Amount on File |
| Deed Document Number | 20256966 |
| Prior Transfer Date | Apr 6, 2023 |
| Prior Transfer Doc | 0000002746 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | TEHAMA CA |
| Recording Date | Apr 6, 2023 |
| Property Address | 18633 SADDLEBACK RIDGE LOOP, COTTONWOOD, CA 96022-9022 |
| Document Number | 0000002746 |
| Map Reference | MB U PG 216-220 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 2023002746 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18633 SADDLEBACK RIDGE LOOP, COTTONWOOD, CA 96022-9022 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | TEHAMA CA |
| Recording Date | Jan 13, 2023 |
| Property Address | 18633 SADDLEBACK RIDGE LOOP, COTTONWOOD, CA 96022-9022 |
| Document Number | 0000000364 |
| Map Reference | MB U PG 216-220 |
| Instrument Date | Dec 28, 2022 |
| Instrument | 2023000364 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18633 SADDLEBACK RIDGE LOOP, COTTONWOOD, CA 96022-9022 |
| Document Number | 0000000365 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 2023000365 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
The 2025 property tax bill for 18633 Saddleback Ridge Loop was $3,633, up 2% from the year before.
Source: Tehama County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | California |
| County | Tehama County |
| Elementary School District | Evergreen Union Elementary School District (KG - 08) |
| Secondary School District | Red Bluff Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $380,000 (+6.18%) Land $140,000 Building $240,000 | |
| 2025 | $3,633.00 (+2.02%) Homeowner's exemption | $357,897 Land $145,656 Building $212,241 |
| 2024 | $3,561.00 (+97.83%) | |
| 2023 | $1,800.00 (+3.03%) Homeowner's exemption | $178,718 Land $59,177 Building $119,541 |
| 2022 | $1,747.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 18633 Saddleback Ridge Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18633 Saddleback Ridge Loop is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 96% of the US · above 83% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLEBACK MUTUAL WATER CO. private · serves 90 people · EPA ID CA5200645 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2015–2017) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DigitalPath Fixed Wireless | 400 / 20 |
| Starlink Satellite | 280 / 30 |
| Com-Pair Services Fixed Wireless | 100 / 25 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: ShastaBeam, unWired Broadband, Verizon.
5G and 4G LTE (outdoors only)
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