Tehama County property record for 18593 Saddleback Ridge Loop, Cottonwood, CA 96022
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,478 sqft · built 1999 |
| Lot Size | 3.98 acres (173,369 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $144,500 (Jan 2001) |
| Tax Bill | $2,612 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-510-039-000 |
| Primary APN | 007-510-039-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,478 sqft Living Area |
| 1st Floor Area | 1,478 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Lot Area | 173,369 sqft |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 18593 SADDLEBACK RIDGE LOOP |
|---|---|
| City | COTTONWOOD |
| State | CA |
| Zip | 96022-8026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R1AB86 |
| Legal Description | LOT 12 ROYAL OAKS #2 EX M/R |
| Legal Subdivision | ROYAL OAKS |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | TEHAMA CA |
| Township / Civil Division | RED BLUFF |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 202 |
Source: Tehama County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 13943 W 74TH AVE, ARVADA, CO 80005-3006 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2001 · Amount on Record |
| Deed Sale | Jan 17, 2001 · Amount on Record |
| Deed Document Number | 2001630 |
| Deed Book / Page | 2001 / 618 |
| Last Transfer Date | Sep 17, 2018 |
| Transfer Doc | 0000010894 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | TEHAMA CA |
| Recording Date | Sep 25, 2018 |
| Property Address | 18593 SADDLEBACK RIDGE LOOP, COTTONWOOD, CA 96022-8026 |
| Document Number | 0000010894 |
| Map Reference | MB U PG216-220 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 2018010894 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13943 W 74TH AVE, 13943, ARVADA, CO 80005-3006 |
| Name | Verified Name |
|---|---|
| Address | 13943 W 74TH AVE, ARVADA, CO 80005-3006 |
| Document Number | 0000010895 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 2018010895 |
| Name | BOFI FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Tehama County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | California |
| County | Tehama County |
| Elementary School District | Evergreen Union Elementary School District (KG - 08) |
| Secondary School District | Red Bluff Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $255,996 (+2%) Land $87,511 Building $168,485 | |
| 2025 | $2,612.00 (+3.4%) | $250,978 (+4.04%) Land $85,796 Building $165,182 |
| 2023 | $2,526.00 (+2.98%) | $241,234 Land $82,465 Building $158,769 |
| 2022 | $2,453.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.3% of the US · above 86% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLEBACK MUTUAL WATER CO. private · serves 90 people · EPA ID CA5200645 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2015–2017) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, Com-Pair Services, DigitalPath, ShastaBeam, Verizon.
5G and 4G LTE (outdoors only)
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