18625 Cherryfield Rd, Drayden, MD 20630 Property Records

St. Mary's County property record for 18625 Cherryfield Rd, Drayden, MD 20630 · Last verified August 2026

Property Summary

Property Type	Rural Home
Details	2 ba · 1,480 sqft · built 1970
Lot Size	13.1 acres (571,072 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Dec 2002)
Tax Bill	$3,149 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-000229`

Property Details

APN / Parcel Number

Primary APN	`02-000229`
Alternative APNs	`2000229` `000229`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,480 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	571,072 sqft (13.1 acres)
Garage Type	Mixed
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	000229
Street Address	18625 CHERRYFIELD RD
City	DRAYDEN
State	MD
Zip	20630-3016
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 3 PLAT 56/116 PT OF MOUNT PLEASANT
Legal Subdivision	PART OF MOUNT PLEASANT MINOR SUBDIVISION
Legal Lot Number	3
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	1
Census Block	1009
Census Tract	876101

Owner

Source: St. Mary's County records · APN 02-000229

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18625 CHERRYFIELD RD, DRAYDEN, MD 20630-3016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Apr 29, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage CEDAR POINT FCU
Aug 02, 2017	Quit Claim Deed, Transfer BLUE CRAB TITLE ESCROW LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 30, 2002 · Amount on Record
Deed Sale	Dec 30, 2002 · Amount on Record
Prior Sale	Nov 07, 1995
Deed Document Number	20021930
Deed Book / Page	1909 / 61
Last Transfer Date	Jul 25, 2017
Transfer Doc	0046970143
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	18625 CHERRYFIELD RD, DRAYDEN, MD 20630-3016
Transaction Type	Mortgage
Record Updated	Jan 17, 2023
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18625 CHERRYFIELD RD, DRAYDEN, MD 20630-3016

Mortgage

Document Number	0062420266
Date	Oct 20, 2022
Book Page	6242/266

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 01, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	18625 CHERRYFIELD RD, DRAYDEN, MD 20630-3016
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050660001
Date	Apr 29, 2019
Book Page	5066/001

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	18625 CHERRYFIELD RD, DRAYDEN, MD 20630-3016
Document Number	0046970154
Book / Page	004697 / 000154
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017
Title Company	BLUE CRAB TITLE ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	18625 CHERRYFIELD RD DRAYDEN MD 206303016, DRAYDEN, MD 20630-3016

Mortgage

Document Number	0046970154
Date	Aug 02, 2017
Book Page	004697/000154

Lender

Name	CEDAR POINT FCU
Type	Credit Union
Address	LEXINGTON PARK, MD 20653

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST MARY'S MD
Recording Date	Aug 02, 2017
Property Address	18625 CHERRYFIELD RD, DRAYDEN, MD 20630-3016
Document Number	0046970148
Book / Page	004697 / 000148
Instrument Date	Jul 25, 2017
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	BLUE CRAB TITLE ESCROW LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18625 CHERRYFIELD RD DRAYDEN MD 206303016, DRAYDEN, MD 20630-3016

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,633 (+5.14%)	$331,100 (+15.41%) Land $116,800 Building $214,300
2025	$3,149.00 (+6.24%) Homeowner's exemption	$286,900 (+8.14%) Land $111,300 Building $175,600	$286,900 (-) Land $111,300 Building $175,600
2023	$2,964.00	$265,300	$286,900 Land $111,300 Building $175,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378761011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 103 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	103 in force
Nearby Flood Claims	24 (1996–2023)
Most Recent Claim	Jun 2023
Claims By Storm	Hurricane Isabel, Sep 2003 · 8 claims

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 83% of Maryland
Wildfire Likelihood	About 1 in 1,429 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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