St. Mary's County property record for 18522 Cherryfield Rd, Drayden, MD 20630 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,912 sqft Total Area |
| Lot Size | 257,875 sqft (5.92 acres) |
| Garage | Built-in, 576 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $450,000 (2017) |
| Tax Bill | $5,042.00 (2025) |
Source: St. Mary's County records · APN 02-040808
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18522 CHERRYFIELD RD, DRAYDEN, MD 20630-3024 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 01, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| May 11, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Mar 09, 2017 | Deed, Transfer · Veterans Administration Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 09, 2017 · Amount on Record |
| Deed Sale | Mar 09, 2017 · Amount on Record |
| Prior Sale | Aug 16, 2002 · Amount on Record |
| Deed Doc Number | 20174601-418 |
| Deed Book / Page | 4601 / 418 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 18522 CHERRYFIELD RD, DRAYDEN, MD 20630-3024 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0056650438 |
|---|---|
| Date | Mar 01, 2021 |
| Book Page | 5665/438 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 316 Months |
| Due | Jul 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 18522 CHERRYFIELD RD, DRAYDEN, MD 20630-3024 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0053370287 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 5337/287 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jun 01, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Mar 09, 2017 |
| Property Address | 18522 CHERRYFIELD RD, DRAYDEN, MD 20630-3024 |
| Document Number | 0046010418 |
| Book / Page | 4601 / 418 |
| Map Reference | MB EWA53 PL83 |
| Instrument Date | Mar 03, 2017 |
| Instrument | 4601-418 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 18522 CHERRYFIELD RD, DRAYDEN, MD 20630-3024 |
| Document Number | 4601425 |
|---|---|
| Date | Mar 09, 2017 |
| Instrument | 4601-425 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $543,400 (+16.02%) | $589,200 (+13.2%) Land $140,800 Building $448,400 | |
| 2025 | $5,042.00 (+6.53%) Homeowner's exemption | ||
| 2023 | $4,733.00 Homeowner's exemption | $468,367 | $520,500 Land $133,800 Building $386,700 |
Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Moderate above 43% of the US · above 83% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 1,515 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 02-040808 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,912 sqft Total Area |
| Basement Area | 1,050 sqft Basement |
| Finished Basement | 1,050 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 257,875 sqft (5.92 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Built-in Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | 498 sqft Deck |
| Porch Area | 254 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 040808 |
|---|---|
| Street Address | 18522 CHERRYFIELD RD |
| City | DRAYDEN |
| State | MD |
| Zip | 20630-3024 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 PLAT 53/83 SLYE FOXE SUBD |
| Legal Subdivision | SLYE FOXE SUB |
| Legal Lot Number | 2 |
| Jurisdiction | ST MARY'S MD |
| Minor Civil Division | 2, VALLEY LEE |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 876101 |
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