18622 Bluff Point Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18622 Bluff Point Rd, Cornelius, NC 28031 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms5 Baths
Year BuiltBuilt 1989
Square Footage5,470 sqft Heated Area
Lot Size22,032 sqft (0.505 acres)
OccupancyOwner Occupied
Last Sale$675,000 (2014)
Tax Bill$17,365.00 (2023)

Property Details

APN / Parcel Number

Primary APN001-041-16

Interior

Bedrooms3 Beds
Full Baths5 Baths
Partial Baths2 Partial Baths
Total Rooms7 Rooms
Building Area5,470 sqft Heated Area
Gross Area8,187 sqft Gross Area
1st Floor2,754 sqft 1st Floor
Upper Floors646 sqft Upper Floors
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1989
Architectural StyleOther Style
Exterior MaterialWood Siding Exterior
Foundation TypeRaised Foundation
Roof MaterialWood Roof
Lot Area22,032 sqft (0.505 acres)
Garage Area726 sqft Garage
Deck Area773 sqft Deck
Porch1 Porch
Porch Area581 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Old Parcel Number001-041-16
Street Address18622 BLUFF POINT RD
CityCORNELIUS
StateNC
Zip28031-7960
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL8 M18-18
Legal SubdivisionBLUFF POINT
Legal Lot Number8
JurisdictionMECKLENBURG NC
Minor Civil Division10, LEMLEY
Census Blockgroup2
Census Block2000
Census Tract6220

Owner

Source: Mecklenburg County records · APN 001-041-16

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address18622 BLUFF POINT RD, CORNELIUS, NC 28031-7960
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Aug 03, 2023Deed of Trust, Mortgage · Line of Credit
ALLEGACY FCU
May 14, 2025Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 18, 2014 · Amount on Record
Deed SaleAug 18, 2014 · Amount on Record
Prior SaleJul 11, 2003 · Amount on Record
Deed Doc Number0029387615
Deed Book / Page29387 / 615
Record RefreshedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address18622 BLUFF POINT RD, CORNELIUS, NC 28031-7960
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019385
DateFeb 02, 2021
Book Page35620/561
Instrument2021019385
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address18622 BLUFF POINT RD, CORNELIUS, NC 28031-7960
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000073751
DateAug 03, 2023
Book Page38290/209
Instrument2023073751
Lender
NameALLEGACY FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27114
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 02, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateMay 14, 2025
Property Address18622 BLUFF POINT RD, CORNELIUS, NC 28031-7960
Document Number0000046972
Book / Page39583 / 762
Map ReferenceMB 18 PG 18
Instrument DateMay 14, 2025
Instrument2025046972
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address18622 BLUFF POINT RD, CORNELIUS, NC 28031-7960

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address18622 BLUFF POINT RD, CORNELIUS, NC 28031-7960

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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