18605 Bluff Point Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18605 Bluff Point Rd, Cornelius, NC 28031 · Last verified June 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	8 Baths
Year Built	Built 2007
Square Footage	8,839 sqft Heated Area
Lot Size	30,181 sqft (0.692 acres)
Garage	581 sqft
Last Sale	$2,850,000 (2009)
Tax Bill	$42,294.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`001-041-26`

Interior

Bedrooms	4 Beds
Full Baths	8 Baths
Partial Baths	2 Partial Baths
Total Rooms	5 Rooms
Building Area	8,839 sqft Heated Area
Gross Area	12,211 sqft Gross Area
1st Floor	4,353 sqft 1st Floor
Upper Floors	4,020 sqft Upper Floors
Stories	3 Stories
Fireplace	Fireplace
Fireplaces	3 Fireplaces

Exterior

Year Built	Built 2007
Architectural Style	Other Style
Exterior Material	Stucco Exterior
Foundation Type	Raised Foundation
Roof Material	Asphalt Roof
Lot Area	30,181 sqft (0.692 acres)
Garage Area	581 sqft Garage

Exterior Amenities

Pool Area	620 sqft Pool
Deck Area	240 sqft Deck
Porch	1 Porch
Porch Area	1,364 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Old Parcel Number	001-041-26
Street Address	18605 BLUFF POINT RD
City	CORNELIUS
State	NC
Zip	28031-7961
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L12 M18-274 & A STR
Legal Subdivision	BARNETTE PROP
Legal Lot Number	12
Jurisdiction	MECKLENBURG NC
Minor Civil Division	10, LEMLEY
Census Blockgroup	2
Census Block	2000
Census Tract	6220

Owner

Source: Mecklenburg County records · APN 001-041-26

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16600 BIRKDALE COMMONS PKWY STE B, B, HUNTERSVILLE, NC 28078-6181
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 14, 2009 · Amount on Record
Deed Sale	Jul 14, 2009 · Amount on Record
Prior Sale	May 01, 2007 · Amount on Record
Deed Doc Number	0024924632
Deed Book / Page	24924 / 632
Record Refreshed	Jun 07, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18605 BLUFF POINT RD, CORNELIUS, NC 28031-7961
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096294
Date	Sep 23, 2025
Book Page	39875/505
Instrument	2025096294

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	CORNELIUS, NC 28031

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.