Elkhart County property record for 1862 E Beardsley Ave, Elkhart, IN 46514
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,776 sqft · built 1942 |
| Lot Size | 0.221 acres (9,627 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,242 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-02-33-427-041.000-027 |
| Primary APN | 20-02-33-427-041.000-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| Attic | Attic |
| Attic Area | 750 sqft |
| Basement Area | 750 sqft |
| Flooring | Subfloor |
| Year Built | Built 1942 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 9,627 sqft (0.221 acres) |
| Lot Dimensions | 178 ft deep x 54 ft wide |
| Garage Type | Attached |
| Garage Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 40 sqft |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0233427041027 |
|---|---|
| Old Parcel Number | 0233427041027 |
| Street Address | 1862 E BEARDSLEY AVE |
| City | ELKHART |
| State | IN |
| Zip | 46514-3702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | LAWNDALE PLACE E 54.33FT OF S 127.87FT LOT 32 54.33X50FT- 200FT S OF NE COR LOT 32 |
| Legal Subdivision | LAWNDALE PLACE |
| Legal Block | 427 |
| Legal Lot Number | 32 54 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | OSOLO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1702 |
1862 E Beardsley Ave is owned and occupied by an individual who acquired it in August 2020.
Source: Elkhart County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1862 E BEARDSLEY AVE, ELKHART, IN 46514-3702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 6, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage HORIZON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Jul 16, 2002 |
| Last Transfer Date | Aug 6, 2020 |
| Transfer Doc | 0000007406 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 1862 E BEARDSLEY AVE, ELKHART, IN 46514-3702 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000429 |
|---|---|
| Date | Jan 6, 2022 |
| Instrument | 2022-00429 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Aug 6, 2020 |
| Property Address | 1862 E BEARDSLEY AVE, ELKHART, IN 46514-3702 |
| Document Number | 0000007406 |
| Map Reference | MB 2 PG 124 |
| Instrument Date | Jul 22, 2020 |
| Instrument | 2020-17406 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1862 E BEARDSLEY AVE, ELKHART, IN 46514-3702 |
| Investor | Possibly a Property Investor |
| Document Number | 0000007407 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | 2020-17407 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
Source: Elkhart County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Osolo Township |
| Municipality | Elkhart City |
| Unified School District | Elkhart Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $132,800 (+9.12%) Land $17,900 Building $114,900 | $132,800 (+9.12%) Land $17,900 Building $114,900 | |
| 2024 | $1,242.00 | $121,700 (+6.57%) Land $17,900 Building $103,800 | $121,700 (+6.57%) Land $17,900 Building $103,800 |
| 2023 | $114,200 (+5.84%) Land $17,900 Building $96,300 | $114,200 (+5.84%) Land $17,900 Building $96,300 | |
| 2022 | $1,089.00 Homeowner's exemption | $107,900 Land $17,900 Building $90,000 | $107,900 Land $17,900 Building $90,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1862 E Beardsley Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1862 E Beardsley Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Surf Internet Fiber | 1,000 / 1,000 |
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