Elkhart County property record for 1848 E Beardsley Ave, Elkhart, IN 46514
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 625 sqft · built 1949 |
| Lot Size | 0.194 acres (8,494 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $606 (2024) |
| Deeds & Mortgages | Dec 2019 Line of Credit Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-02-33-427-040.000-027 |
| Primary APN | 20-02-33-427-040.000-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 625 sqft Living Area |
| 1st Floor Area | 625 sqft |
| Flooring | Subfloor |
| Year Built | Built 1949 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 8,494 sqft (0.194 acres) |
| Lot Dimensions | 160 ft deep x 53 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0233427040027 |
|---|---|
| Old Parcel Number | 0233427040027 |
| Street Address | 1848 E BEARDSLEY AVE |
| City | ELKHART |
| State | IN |
| Zip | 46514-3702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | LAWNDALE PL E 52 1/2FT OF S 160FT LOT 31 |
| Legal Subdivision | LAWNDALE PLACE E 52 1/2FT OF S |
| Legal Block | 427 |
| Legal Lot Number | 31 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | OSOLO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1702 |
1848 E Beardsley Ave is owned and occupied by an individual.
Source: Elkhart County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1848 E BEARDSLEY AVE, ELKHART, IN 46514-3702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2019 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Jul 9, 2019 | Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 1848 E BEARDSLEY AVE, ELKHART, IN 46514-3702 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026452 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 2019-26452 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | ELKHART, IN 46514 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 26, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 1848 E BEARDSLEY AVE, ELKHART, IN 46514-3702 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013383 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 2019-13383 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Jun 3, 2024 |
Source: Elkhart County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Osolo Township |
| Municipality | Elkhart City |
| Unified School District | Elkhart Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83,500 (+7.6%) Land $16,900 Building $66,600 | $83,500 (+7.6%) Land $16,900 Building $66,600 | |
| 2024 | $606.00 | $77,600 (+6.01%) Land $16,900 Building $60,700 | $77,600 (+6.01%) Land $16,900 Building $60,700 |
| 2023 | $73,200 (+4.27%) Land $16,900 Building $56,300 | $73,200 (+4.27%) Land $16,900 Building $56,300 | |
| 2022 | $732.00 | $70,200 Land $16,900 Building $53,300 | $70,200 Land $16,900 Building $53,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1848 E Beardsley Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1848 E Beardsley Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Surf Internet Fiber | 1,000 / 1,000 |
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