18613 Downing Rd, Kearney, MO 64060 Property Records

Clay County property record for 18613 Downing Rd, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 795 sqft · built 1920
Lot Size	157 acres (6,865,056 sqft)
Owner	Company Name on File
Tax Bill	$2,322 (2025)
Deeds & Mortgages	Nov 2017 Loan Modification Sep 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-201-00-02-004.00`

Property Details

APN / Parcel Number

Primary APN	`08-201-00-02-004.00`
Alternative APNs	`0820100020040001` `8201000200400` `305262`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	795 sqft Living Area
Gross Area	879 sqft
1st Floor Area	795 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Flat
Roof Material	Metal
Lot Area	6,865,056 sqft

Exterior Amenities

Porch	Screened Porch
Shed	1 Shed
Shed Area	1,500 sqft
Lean-To	300 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	18613 DOWNING RD
City	KEARNEY
State	MO
Zip	64060-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE1/4 EXC ROW
Legal Range	30W
Legal Township	53N
Legal Section	04
Jurisdiction	CLAY MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2068
Census Tract	21806

Owner

18613 Downing Rd, a single family home, is owned by a company.

Source: Clay County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	18624 DOWNING RD, KEARNEY, MO 64060-9303
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2017	Loan Modification, Mortgage · Line of Credit FIRST MO BK
Sep 21, 2017	Loan Modification, Mortgage · Line of Credit FIRST MO BK
Apr 5, 2017	Deed of Trust, Mortgage · Line of Credit FIRST MO BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MO
Property Address	18613 DOWNING RD, KEARNEY, MO 64060-9303
Document Number	0000041118
Book / Page	008101 / 000108
Instrument Date	Nov 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ASSURED QUALITY TITLE COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18624 DOWNING RD KEARNEY MO 640609303, KEARNEY, MO 64060-9303

Mortgage

Document Number	0000041118
Date	Dec 5, 2017
Book Page	008101/000108
Instrument	41118

Lender

Name	FIRST MO BK
Type	Bank
Address	KEARNEY, MO 64060-0557

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 4, 2018

Interest

Rate Type	Adjustable Rate

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MO
Property Address	18613 DOWNING RD, KEARNEY, MO 64060-9303
Document Number	0000032855
Book / Page	008054 / 000002
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 23, 2017
Title Company	ASSURED QUALITY TITLE COMPANY, ASSURED QUALITY TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18624 DOWNING RD KEARNEY MO 640609303, KEARNEY, MO 64060-9303

Mortgage

Document Number	0000032855
Date	Sep 26, 2017
Book Page	008054/000002
Instrument	32855

Lender

Name	FIRST MO BK
Type	Bank
Address	KEARNEY, MO 64060-0557

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 25, 2018

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	18613 DOWNING RD, KEARNEY, MO 64060-9303
Document Number	0000011055
Book / Page	007938 / 000016
Instrument Date	Apr 5, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18624 DOWNING RD KEARNEY MO 640609303, KEARNEY, MO 64060-9303

Mortgage

Document Number	0000011055
Date	Apr 7, 2017
Book Page	007938/000016
Instrument	11055

Lender

Name	FIRST MO BK
Type	Bank
Address	KEARNEY, MO 64060-0557

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18613 Downing Rd was $2,322.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Unified School District	Lawson R-XIV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,322.00	$34,300	$209,417
2023	$2,055.00	$31,380	$165,157
2019	$1,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18613 Downing Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18613 Downing Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 55% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 8 serves 2,243 people · EPA ID MO1024149
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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