18216 Downing Rd, Kearney, MO 64060 Property Records

Clay County property record for 18216 Downing Rd, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,910 sqft · built 1987
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Trust Names on Record
Tax Bill	$3,296 (2024)
Deeds & Mortgages	Feb 2017 Mortgage Jun 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-203-00-01-002.00`

Property Details

APN / Parcel Number

Primary APN	`08-203-00-01-002.00`
Alternative APNs	`0820300010020001` `8203000100200` `281920`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,910 sqft Living Area
Gross Area	4,288 sqft
1st Floor Area	1,364 sqft
Basement Area	1,364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Modern
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	131,116 sqft
Lot Dimensions	435 ft deep x 300 ft wide
Garage Type	Attached
Garage Area	899 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	18216 DOWNING RD
City	KEARNEY
State	MO
Zip	64060-9302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROCK ACRES LT 3
Legal Range	30W
Legal Township	53N
Legal Section	09
Legal Subdivision	BROCK ACRES
Legal Lot Number	3
Jurisdiction	CLAY MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2069
Census Tract	21806

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	18216 DOWNING RD, KEARNEY, MO 64060-9302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 18, 2019	Deed of Trust, Mortgage · Construction Mortgage JPMORGAN CHASE BANK NA
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Jul 12, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 11, 2021
Transfer Doc	0000029990
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	18216 DOWNING RD, KEARNEY, MO 64060-9302
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004354
Date	Feb 9, 2017
Book Page	7905/004
Instrument	2017004354

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	18216 DOWNING RD, KEARNEY, MO 64060-9302
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015935
Date	Jun 18, 2019
Book Page	8434/079
Instrument	2019015935

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	18216 DOWNING RD, KEARNEY, MO 64060-9302
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020136
Date	May 10, 2021
Book Page	9051/7
Instrument	2021020136

Lender

Name	FIRST BANK
Type	Bank
Address	HAZELWOOD, MO 63042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MO
Recording Date	Jul 12, 2021
Property Address	18216 DOWNING RD, KEARNEY, MO 64060-9302
Document Number	0000029990
Book / Page	9111 / 28
Instrument Date	Jun 11, 2021
Instrument	2021029990
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18216 DOWNING RD, KEARNEY, MO 64060-9302

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Unified School District	Lawson R-XIV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,800 (+13.29%)	$304,211 (+13.29%)
2024	$3,296.00 (+0.27%)
2023	$3,287.00 (+42.54%)	$51,020	$268,526
2019	$2,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 8 serves 2,243 people · EPA ID MO1024149
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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