1861 Wickham Pl, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1861 Wickham Pl, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,688 sqft · built 2013
Lot Size	0.111 acres (4,835 sqft)
Owner	2 Individual Names on File
Last Sale	$405,748 (Sep 2013)
Tax Bill	$5,740 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056J0-00-02-10400`

Property Details

APN / Parcel Number

Primary APN	`056J0-00-02-10400`
Alternative APN	`17923`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,688 sqft Finished Area
Basement Area	1,244 sqft
Finished Basement	597 sqft
Unfinished Basement	647 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	4,835 sqft (0.111 acres)
Garage Area	440 sqft

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	30 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1861 WICKHAM PL
City	CHARLOTTESVILLE
State	VA
Zip	22901-9235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NEIGHBORHO
Legal Description	WICKHAM POND 2 104 PHASE 2
Legal Subdivision	WICKHAM POND
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	1
Census Block	1015
Census Tract	11101

Owner

1861 Wickham Pl is owned and occupied by two individuals who bought it in September 2013.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1861 WICKHAM PL, CHARLOTTESVILLE, VA 22901-9235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF VIRGINIA COMMUNITY CU
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2013 · Amount on File
Deed Sale	Sep 11, 2013 · Amount on File
Prior Sale	May 15, 2013 · Amount on File
Deed Document Number	201312872
Deed Book / Page	4410 / 504
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1861 WICKHAM PL, CHARLOTTESVILLE, VA 22901-9235
Transaction Type	Mortgage
Record Updated	Jul 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300004580
Date	Jun 5, 2023
Instrument	202300004580

Lender

Name	UNIVERSITY OF VIRGINIA COMMUNITY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1861 WICKHAM PL, CHARLOTTESVILLE, VA 22901-9235
Document Number	0000014589
Instrument Date	Oct 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1861 WICKHAM PL CHARLOTTESVILLE VA 229019235, CHARLOTTESVILLE, VA 22901-9235

Mortgage

Document Number	0000014589
Date	Oct 16, 2020
Book Page	005408/000146
Instrument	14589

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1861 Wickham Pl was $5,740, up 4.5% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,740.00 (+4.48%)	$642,100 (+4.47%) Land $168,000 Building $474,100	$642,100 (+4.47%) Land $168,000 Building $474,100
2025	$5,494.00	$614,600 Land $152,000 Building $462,600	$614,600 Land $152,000 Building $462,600
2023	$5,132.00	$601,000 Land $142,500 Building $458,500	$601,000 Land $142,500 Building $458,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1861 Wickham Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1861 Wickham Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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