1838 Wickham Pl, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1838 Wickham Pl, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,112 sqft · built 2013
Lot Size	0.119 acres (5,184 sqft)
Owner	Individual Name on Record
Last Sale	$615,000 (May 2026)
Tax Bill	$2,642 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2021 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`056J0-00-02-14300`

Property Details

APN / Parcel Number

Primary APN	`056J0-00-02-14300`
Alternative APN	`17936`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,112 sqft Finished Area
Basement Area	1,114 sqft
Finished Basement	983 sqft
Unfinished Basement	131 sqft
Family Room	Family Room

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Traditional
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	5,184 sqft (0.119 acres)
Garage Area	480 sqft
Porch	Slab
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1838 WICKHAM PL
City	CHARLOTTESVILLE
State	VA
Zip	22901-9235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NEIGHBORHO
Legal Description	WICKHAM POND 2 143 PHASE 2
Legal Subdivision	WICKHAM POND
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	1
Census Block	1015
Census Tract	11101

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1838 WICKHAM PL, CHARLOTTESVILLE, VA 22901-9235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Aug 25, 2021	Deed of Trust, Mortgage BETTER MORTGAGE CORPORATION
May 13, 2026	Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Aug 25, 2021	Deed of Trust, Mortgage BETTER MORTGAGE CORPORATION
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Jul 25, 2020	Deed of Trust, Mortgage · Conventional with PMI LENDERFI
Jul 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage LENDERFI
Feb 5, 2020	Deed of Trust, Mortgage · Conventional with PMI FINANCE OF AMERICA MTG
May 29, 2019	Deed of Trust, Mortgage · Conventional with PMI UNITED MUTUAL FNDG
Apr 30, 2018	Grant Deed, Transfer · Conventional with PMI ERATES MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	20264582
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1838 WICKHAM PL, CHARLOTTESVILLE, VA 22901-9235
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005489/279
Date	Mar 1, 2021
Book Page	5489/279
Instrument	2021-00003567

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	2.25%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1838 WICKHAM PL, CHARLOTTESVILLE, VA 22901-9235
Transaction Type	Mortgage
Record Updated	Jun 11, 2026
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005598/103
Date	Aug 25, 2021
Book Page	5598/103
Instrument	2021-00014767

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Amount	Amount Recorded

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 13, 2026
Property Address	1838 WICKHAM PL, CHARLOTTESVILLE, VA 22901-9235
Document Number	0000004582
Instrument Date	May 7, 2026
Instrument	20264582
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62,115.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 WICKHAM PL, CHARLOTTESVILLE, VA 22901-9235

Mortgage

Document Number	0000004583,
Date	May 13, 2026
Instrument	20264583

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1838 WICKHAM PL, CHARLOTTESVILLE, VA 22901-9235
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5598/103
Date	Aug 25, 2021
Book Page	5598/103
Instrument	2021-00014767

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1838 WICKHAM PL, CHARLOTTESVILLE, VA 22901-9235
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5489/279
Date	Mar 1, 2021
Book Page	5489/279
Instrument	2021-00003567

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	2.25%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1838 WICKHAM PL, CHARLOTTESVILLE, VA 22901-9235
Document Number	0000009850
Instrument Date	Jul 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 WICKHAM PL CHARLOTTESVILLE VA 229019235, CHARLOTTESVILLE, VA 22901-9235

Mortgage

Document Number	0000009850
Date	Jul 30, 2020
Book Page	005359/000660
Instrument	9850

Lender

Name	LENDERFI
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 29, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1838 WICKHAM PL, CHARLOTTESVILLE, VA 22901-9235
Document Number	0000018518
Instrument Date	Jul 25, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 WICKHAM PL CHARLOTTESVILLE VA 229019235, CHARLOTTESVILLE, VA 22901-9235

Mortgage

Document Number	0000018518
Date	Dec 18, 2020
Book Page	005447/000074
Instrument	18518

Lender

Name	LENDERFI
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 17, 2035

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1838 WICKHAM PL, CHARLOTTESVILLE, VA 22901-9235
Document Number	0000001593
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 WICKHAM PL CHARLOTTESVILLE VA 229019235, CHARLOTTESVILLE, VA 22901-9235

Mortgage

Document Number	0000001593
Date	Feb 11, 2020
Book Page	005275/000733
Instrument	1593

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Feb 10, 2035

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1838 WICKHAM PL, CHARLOTTESVILLE, VA 22901-9235
Document Number	0000005357
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 WICKHAM PL CHARLOTTESVILLE VA 229019235, CHARLOTTESVILLE, VA 22901-9235

Mortgage

Document Number	0000005357
Date	Jun 3, 2019
Book Page	005173/000231
Instrument	5357

Lender

Name	UNITED MUTUAL FNDG
Type	Funding / Finance Company
Address	BRANDON, FL 33511

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 30, 2018
Property Address	1838 WICKHAM PL, CHARLOTTESVILLE, VA 22901-9235
Document Number	0000004482
Book / Page	005039 / 000780
Instrument Date	Mar 19, 2018
Instrument	4482
Transaction Type	Transfer
Record Updated	May 10, 2018
Title Company	CHARLOTTESVILLE SETTLEMENT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$407.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 WICKHAM PL CHARLOTTESVILLE VA 229019235, CHARLOTTESVILLE, VA 22901-9235

Mortgage

Document Number	4483
Date	Apr 30, 2018
Book Page	005040/000001
Instrument	4483

Lender

Name	ERATES MTG
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,642.00 (-47.94%)	$579,400 (+2.06%) Land $168,000 Building $411,400	$579,400 (+2.06%) Land $168,000 Building $411,400
2025	$5,075.00 (+8%)	$567,700 (+3.16%) Land $152,000 Building $415,700	$567,700 (+3.16%) Land $152,000 Building $415,700
2023	$4,699.00	$550,300 Land $142,500 Building $407,800	$550,300 Land $142,500 Building $407,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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