1861 Live Oak, Upland, CA 91784 Property Records

San Bernardino County property record for 1861 Live Oak, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,828 sqft · built 1998
Lot Size	0.62 acres (27,000 sqft)
Owner	Company Name on File
Last Sale	$995,000 (Mar 2016)
Tax Bill	$13,107 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1044-032-26-0000`

Property Details

APN / Parcel Number

Primary APN	`1044-032-26-0000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,828 sqft Living Area
Gross Area	6,412 sqft
1st Floor Area	2,771 sqft
2nd Floor Area	2,057 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	27,000 sqft (0.62 acres)
Lot Dimensions	180 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	1,584 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	856 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1861 LIVEOAK WAY
City	UPLAND
State	CA
Zip	91784
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 13832 LOT 9
Legal Subdivision	TRACT NO. 13832
Legal Tract	13832
Legal Block	2
Legal Lot Number	9
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2010
Census Tract	816

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1861 LIVE OAK, UPLAND, CA 91784-1695
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Oct 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage BMO BANK NA
Jan 7, 2022	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Jan 11, 2017	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 3, 2016 · Amount on Record
Deed Sale	Mar 3, 2016 · Amount on Record
Prior Sale	Mar 31, 2005 · Amount on Record
Deed Document Number	201682220
Prior Transfer Date	Jan 16, 2001
Prior Transfer Doc	0000025698
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1861 LIVE OAK, UPLAND, CA 91784-1695
Transaction Type	Mortgage
Record Updated	Jan 4, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1861 LIVE OAK, UPLAND, CA 91784-1695

Mortgage

Document Number	0000312880
Date	Dec 20, 2023
Instrument	2023-0312880

Lender

Name	BANNER BANK
Type	Bank
Address	RANCHO CUCAMONGA, CA 91739

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1861 LIVE OAK, UPLAND, CA 91784-1695
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1861 LIVE OAK, UPLAND, CA 91784-1695

Mortgage

Document Number	0000261405
Date	Oct 24, 2023
Instrument	2023-0261405

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Max Rate	11.5%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1861 LIVE OAK, UPLAND, CA 91784-1695
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1861 LIVE OAK, UPLAND, CA 91784-1695

Mortgage

Document Number	0000008583
Date	Jan 7, 2022
Instrument	2022-0008583

Lender

Name	BANNER BANK
Type	Bank
Address	SPOKANE, WA 99216

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1861 LIVE OAK, UPLAND, CA 91784-1695
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014507
Date	Jan 11, 2017
Instrument	2017-0014507

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,233,397 (+2%) Land $420,501 Building $812,896
2025	$13,107.00 (+4.85%) Homeowner's exemption	$1,209,213 (+4.04%) Land $412,256 Building $796,957
2023	$12,501.00 (+2.2%) Homeowner's exemption	$1,162,258 Land $396,248 Building $766,010
2022	$12,232.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, GeoLinks, T-Mobile, Verizon.

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