18609 Black Kettle Dr, Boyds, MD 20841 Property Records

Montgomery County property record for 18609 Black Kettle Dr, Boyds, MD 20841

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,683 sqft · built 2001
Lot Size0.222 acres (9,671 sqft)
Owner2 Individual Names on File
Last Sale$608,000 (Dec 2006)
Tax Bill$9,406 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-03295367

Property Details

APN / Parcel Number

Primary APN06-03295367
Alternative APN
  • 03295367

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,683 sqft Living Area
Gross Area4,160 sqft
1st Floor Area2,041 sqft
Basement Area1 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleBi-Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,671 sqft (0.222 acres)
Garage TypeAttached
Garage Area477 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area24 sqft
Deck Area512 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number03295367
Street Address18609 BLACK KETTLE DR
CityBOYDS
StateMD
Zip20841-4307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR200
Legal DescriptionHOYLES MILL VILLAGE SEC 2C
Legal SubdivisionHOYLES MILL VILLAGE
Legal BlockBB
Legal Lot Number21
JurisdictionMONTGOMERY MD
Township / Civil Division6
Census Block Group1
Census Block1002
Census Tract700611

Owner

18609 Black Kettle Dr is owned and occupied by two individuals who acquired it in December 2020.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address18609 BLACK KETTLE DR, BOYDS, MD 20841-4307
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2022Deed of Trust, Mortgage · Line of Credit
SANDY SPRING BANK
Dec 29, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2006 · Amount on File
Deed SaleDec 5, 2006 · Amount on File
Prior SaleJan 24, 2002 · Amount on File
Deed Document Number200665242
Last Transfer DateDec 9, 2020
Transfer Doc0614690337
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18609 BLACK KETTLE DR, BOYDS, MD 20841-4307
Transaction TypeMortgage
Record UpdatedFeb 3, 2022
Title CompanyINVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address18609 BLACK KETTLE DR, BOYDS, MD 20841-4307

Mortgage

Document Number0651120466
DateJan 24, 2022
Book Page65112/466
Lender
NameSANDY SPRING BANK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY MD
Recording DateDec 29, 2020
Property Address18609 BLACK KETTLE DR, BOYDS, MD 20841-4307
Document Number0614690337
Book / Page61469 / 337
Map ReferenceMB 198 PL 21442
Instrument DateDec 9, 2020
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address18609 BLACK KETTLE DR, BOYDS, MD 20841-4307

Mortgage

Document Number61469341
DateDec 29, 2020
Instrument61469/341
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 18609 Black Kettle Dr was $9,406, down 2.7% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$774,267 (+3.56%)$800,900 (-) Land $234,100 Building $566,800
2025$9,406.00 (-2.73%)$747,633$800,900 Land $234,100 Building $566,800
2024$9,670.00
2023$687,000$721,000 Land $222,900 Building $498,100
2022$7,888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18609 Black Kettle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18609 Black Kettle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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