18608 Ave Monaco, Lutz, FL 33558 Property Records

Hillsborough County property record for 18608 Ave Monaco, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 5,598 sqft · built 1989
Lot Size	2.05 acres (89,503 sqft)
Owner	Individual Name on File
Tax Bill	$16,773 (2025)
Deeds & Mortgages	Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`012979-0720`

Property Details

APN / Parcel Number

Primary APN	`012979-0720`
Alternative APN	`U0827180I0000004000220`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,598 sqft Living Area
Gross Area	8,957 sqft
1st Floor Area	4,303 sqft
Upper Floors Area	1,295 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	89,503 sqft
Lot Dimensions	220 ft deep x 185 ft wide
Garage Type	Attached
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	2,215 sqft
Deck Area	Deck Area
Patio Area	1,048 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0129790720
Street Address	18608 AVENUE MONACO
City	LUTZ
State	FL
Zip	33558-5316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	CHEVAL POLO AND GOLF CLUB PHASE TWO AVENUE MONACO LOT 22 BLOCK 4
Legal Range	18E
Legal Township	27S
Legal Section	08
Legal Subdivision	CHEVAL POLO AND GOLF CLUB PHASE TWO AVEN
Legal Phase	2
Legal Tract	I0
Legal Block	4
Legal Lot Number	22
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	KEYSTONE-CITRUS PARK
Census Block Group	2
Census Block	2000
Census Tract	11522

Owner

18608 Ave Monaco is owned and occupied by an individual who acquired it in April 2022.

Source: Hillsborough County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	18608 AVENUE MONACO, LUTZ, FL 33558-5316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 7, 2022
Transfer Doc	0000205550
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSBOROUGH FL
Recording Date	Apr 21, 2022
Property Address	18608 AVENUE MONACO, LUTZ, FL 33558-5316
Document Number	0000205550
Map Reference	MB 67 PG 20
Instrument Date	Apr 7, 2022
Instrument	2022205550
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18608 AVENUE MONACO, LUTZ, FL 33558-5316

Tax Assessment & Valuation

The 2025 property tax bill for 18608 Ave Monaco was $16,773 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$950,548 (+2.7%)	$1,470,471 (+1.21%) Land $473,748 Building $996,723
2025	$16,773.00 Homeowner's exemption	$925,558	$1,452,890 Land $426,373 Building $1,026,517
2023	$15,415.00 (+2.94%) Homeowner's exemption	$873,275 (+3%)	$1,443,917 (+11.2%) Land $378,998 Building $1,064,919
2022	$14,975.00 Homeowner's exemption	$847,840	$1,298,537 Land $284,249 Building $1,014,288

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18608 Ave Monaco in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	3 (2004–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2015 · river or lake flooding
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18608 Ave Monaco is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000