Hillsborough County property record for 18607 Ave Monaco, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,900 sqft · built 1989 |
| Lot Size | 1.84 acres (80,514 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,120,000 (Aug 2019) |
| Tax Bill | $18,880 (2025) |
| Deeds & Mortgages | May 2023 Transfer Mar 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012979-0708 |
| Primary APN | 012979-0708 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,900 sqft Living Area |
| Gross Area | 6,784 sqft |
| 1st Floor Area | 2,846 sqft |
| 2nd Floor Area | 1,964 sqft |
| Upper Floors Area | 90 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Contemporary |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 80,514 sqft |
| Lot Dimensions | 313 ft deep x 200 ft wide |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 916 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Porch |
| Porch Area | 744 sqft |
| Patio Area | 405 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0129790708 |
|---|---|
| Street Address | 18607 AVENUE MONACO |
| City | LUTZ |
| State | FL |
| Zip | 33558-5316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | . LOT 16 BLOCK 4 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 08 |
| Legal Subdivision | CHEVAL POLO AND GOLF CLUB PHASE TWO AVEN |
| Legal Phase | 2 |
| Legal Tract | I0 |
| Legal Block | 4 |
| Legal Lot Number | 16 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11522 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 18607 AVENUE MONACO, LUTZ, FL 33558-5316 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 3, 2023 | Intrafamily Transfer, Transfer ATTORNEY |
| Mar 22, 2021 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| Aug 1, 2019 | Warranty Deed, Transfer MASTERPIECE TITLE |
| Aug 1, 2019 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2019 · Amount on Record |
| Deed Sale | Aug 1, 2019 · Amount on Record |
| Prior Sale | Jan 9, 2009 · Amount on Record |
| Deed Document Number | 2019330188 |
| Deed Book / Page | 26833 / 1594 |
| Last Transfer Date | May 3, 2023 |
| Transfer Doc | 0000188498 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 3, 2023 |
| Property Address | 18607 AVENUE MONACO, LUTZ, FL 33558-5316 |
| Document Number | 0000188498 |
| Map Reference | MB 67 PG 20 |
| Instrument Date | May 3, 2023 |
| Instrument | 2023188498 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18607 AVENUE MONACO, LUTZ, FL 33558-5316 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 18607 AVENUE MONACO, LUTZ, FL 33558-5316 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18607 AVENUE MONACO, LUTZ, FL 33558-5316 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 18607 AVENUE, LUTZ, FL 33558 |
| Document Number | 2021140090 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 2021140090 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 164 Months |
| Due | Nov 25, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 1, 2019 |
| Property Address | 18607 AVENUE MONACO, LUTZ, FL 33558-5316 |
| Document Number | 0268331592 |
| Book / Page | 026833 / 001592 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 330187 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | MASTERPIECE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18607 AVENUE MONACO LUTZ FL 335585316, LUTZ, FL 33558-5316 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 1, 2019 |
| Property Address | 18607 AVENUE MONACO, LUTZ, FL 33558-5316 |
| Document Number | 0000330188 |
| Book / Page | 26833 / 1594 |
| Map Reference | MB 67 PG 20 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 2019330188 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | MASTERPIECE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18607 AVENUE MONACO, 18607, LUTZ, FL 33558-5316 |
| Name | Verified Name |
|---|---|
| Address | 18607 AVENUE MONACO, LUTZ, FL 33558-5316 |
| Document Number | 0268331597 |
|---|---|
| Date | Aug 1, 2019 |
| Instrument | 26833/1597 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,069,146 (+2.7%) | $1,550,916 (+2.64%) Land $669,507 Building $881,409 | |
| 2025 | $18,880.00 (+8.4%) Homeowner's exemption | $1,041,038 (+5.99%) | $1,510,963 (+2.07%) Land $602,556 Building $908,407 |
| 2024 | $17,417.00 (+0.62%) | ||
| 2023 | $17,310.00 (+2.87%) Homeowner's exemption | $982,232 (+3%) | $1,480,319 (+13.8%) Land $535,606 Building $944,713 |
| 2022 | $16,827.00 Homeowner's exemption | $953,623 | $1,300,816 Land $401,704 Building $899,112 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 67 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 3 (2004–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
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