1. Home
  2. North Carolina
  3. Mecklenburg County
  4. Cornelius
  5. Ruffner Dr
  6. 18605 Ruffner Dr

18605 Ruffner Dr, Unit 3H, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18605 Ruffner Dr, Unit 3H, Cornelius, NC 28031

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 947 sqft · built 2003
Lot Size0.818 acres (35,670 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Feb 2022)
Tax Bill$2,039 (2023)
Deeds & MortgagesFeb 2022 Sale
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN005-386-88

Property Details

APN / Parcel Number

Primary APN005-386-88

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area947 sqft Heated Area
Gross Area1,014 sqft
1st Floor Area944 sqft

Exterior

Year BuiltBuilt 2003
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area35,670 sqft (0.818 acres)
PorchPorch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number005-386-88
Street Address18605 RUFFNER DR UNIT 3H, 3H
CityCORNELIUS
StateNC
Zip28031-9022
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeTN
Legal DescriptionUNIT 3H BLD4 U/F 602-8
Legal SubdivisionTERRACES/OAKHURST
Legal Unit3
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1013
Census Tract6410

Owner

18605 Ruffner Dr, Unit 3H is owned and occupied by an individual who bought it in February 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address18605 RUFFNER DR UNIT 3H, 3H, CORNELIUS, NC 28031-9022
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2022Warranty Deed, Transfer
Jul 28, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 2022 · Amount on File
Deed SaleFeb 9, 2022 · Amount on File
Prior SaleJul 28, 2021 · Amount on File
Deed Document Number0037048565
Deed Book / Page37048 / 565
Record UpdatedJun 7, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 9, 2022
Property Address18605 RUFFNER DR UNIT 3H, 3H, CORNELIUS, NC 28031-9022
Document Number0000021427
Book / Page37048 / 565
Map ReferenceMB 13499 PG 565
Instrument DateJan 25, 2022
Instrument2022021427
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount on Record
Tax$480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24252 WHITE WILLOW AVE, MURRIETA, CA 92562-2156

Transferred To (Grantee/Buyer)

NameVerified Name
Address18605 RUFFLIER DR #3H # 3H, 3H, CORNELIUS, NC 28031

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 28, 2021
Property Address18605 RUFFNER DR UNIT 3H, 3H, CORNELIUS, NC 28031-9022
Document Number0000145278
Book / Page36346 / 858
Map ReferenceMB 13499 PG 565
Instrument DateJul 21, 2021
Instrument2021145278
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$410.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address125 TRADE CT # CTF-5025, CTF-5025, MOORESVILLE, NC 28117-5545

Transferred To (Grantee/Buyer)

NameVerified Name
Address24252 WHITE WILLOW AVE, MURRIETA, CA 92562-2156

Mortgage

Document Number0000145279
DateJul 28, 2021
Instrument2021145279
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 18605 Ruffner Dr, Unit 3H in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18605 Ruffner Dr, Unit 3H is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area		1,000 / 20
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Ruffner Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures