18605 Ruffner Dr, Unit 3C, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18605 Ruffner Dr, Unit 3C, Cornelius, NC 28031

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,062 sqft · built 2003
Lot Size	0.818 acres (35,670 sqft)
Owner	Individual Name on File
Last Sale	$169,500 (Jun 2021)
Tax Bill	$1,964 (2023)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-386-83`

Property Details

APN / Parcel Number

Primary APN	`005-386-83`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,062 sqft Heated Area
Gross Area	1,049 sqft
1st Floor Area	1,049 sqft

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	35,670 sqft (0.818 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	005-386-83
Street Address	18605 RUFFNER DR UNIT 3C, 3C
City	CORNELIUS
State	NC
Zip	28031-9022
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	TN
Legal Description	UNIT 3C BLD4 U/F 602-8
Legal Subdivision	TERRACES/OAKHURST
Legal Unit	3
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1013
Census Tract	6410

Owner

18605 Ruffner Dr, Unit 3C is owned by an individual who bought it in June 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Mailing Address	22003 LADY GLENCIRN CT, CORNELIUS, NC 28031-8159
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2021 · Amount on File
Deed Sale	Jun 21, 2021 · Amount on File
Prior Sale	Aug 20, 2004 · Amount on File
Deed Document Number	0036203472
Deed Book / Page	36203 / 472
Record Updated	Jun 7, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 21, 2021
Property Address	18605 RUFFNER DR UNIT 3C, 3C, CORNELIUS, NC 28031-9022
Document Number	0000120421
Book / Page	36203 / 472
Map Reference	MB 13499 PG 565
Instrument Date	Jun 21, 2021
Instrument	2021120421
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	772 CAROLINA COVE DR, MYRTLE BEACH, SC 29577-7501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22003 LADY GLENCIRN CT, CORNELIUS, NC 28031-8159
Investor	Possibly a Property Investor

Mortgage

Document Number	0000120422
Date	Jun 21, 2021
Instrument	2021120422

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 18605 Ruffner Dr, Unit 3C in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18605 Ruffner Dr, Unit 3C is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20