Mecklenburg County property record for 18605 Ruffner Dr, Unit 2F, Cornelius, NC 28031
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,062 sqft · built 2003 |
| Lot Size | 0.819 acres (35,670 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $268,000 (May 2026) |
| Tax Bill | $1,447 (2025) |
| Deeds & Mortgages | May 2026 Sale May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-386-78 |
| Primary APN | 005-386-78 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 25 Units |
| Stories | 1 Story |
| Building Area | 1,062 sqft Living Area |
| 1st Floor Area | 1,062 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 35,670 sqft (0.819 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 18605 RUFFNER DR, 2F |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-9021 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | TN |
| Legal Description | UNIT 2F BLD4 U/F 602-8 |
| Legal Subdivision | TERRACES/OAKHURST |
| Legal Block | C |
| Legal Lot Number | 98 |
| Legal Unit | 2 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 6410 |
Source: Mecklenburg County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 377 NOWELL LOOP, DELAND, FL 32724-9711 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Jul 5, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on Record |
| Deed Sale | May 14, 2026 · Amount on Record |
| Prior Sale | Aug 16, 2024 · Amount on Record |
| Deed Document Number | 202650749 |
| Deed Book / Page | 40422 / 712 |
| Prior Transfer Date | Apr 15, 2016 |
| Prior Transfer Doc | 0000045611 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 14, 2026 |
| Property Address | 18605 RUFFNER DR, 2F, CORNELIUS, NC 28031-9021 |
| Document Number | 0000050749 |
| Book / Page | 40422 / 712 |
| Instrument Date | May 14, 2026 |
| Instrument | 2026.50749 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $54,136.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 377 NOWELL LOOP, DELAND, FL 32724-9711 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18605 RUFFNER DR UNIT 2F, 2F, CORNELIUS, NC 28031-9021 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000071453 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 37326/608 |
| Instrument | 2022071453 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 5, 2017 |
| Property Address | 18605 RUFFNER DR UNIT 2F, 2F, CORNELIUS, NC 28031-9021 |
| Document Number | 0000089862 |
| Book / Page | 31941 / 540 |
| Map Reference | MB13499 PG565 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 2017089862 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $246.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18605 FUFNER DR2F, 18605, CORNELIUS, NC 28031 |
| Name | Verified Name |
|---|---|
| Address | PO BOX, PHILOMONT, VA 20131 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,447.00 | $209,167 Building $209,167 | $209,167 Building $209,167 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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