18605 Ruffner Dr, Unit 2E, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18605 Ruffner Dr, Unit 2E, Cornelius, NC 28031

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 932 sqft · built 2003
Lot Size0.819 acres (35,670 sqft)
OwnerIndividual Name on Record
Last Sale$145,000 (Mar 2019)
Tax Bill$1,345 (2024)
Deeds & MortgagesMar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN005-386-77

Property Details

APN / Parcel Number

Primary APN005-386-77

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units25 Units
Stories1 Story
Building Area932 sqft Living Area
1st Floor Area932 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialOther
Lot Area35,670 sqft (0.819 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address18605 RUFFNER DR, 2E
CityCORNELIUS
StateNC
Zip28031-9021
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeTN
Legal DescriptionUNIT 2E BLD4 U/F 602-8
Legal SubdivisionTERRACES/OAKHURST
Legal BlockC
Legal Lot Number98
Legal Unit2
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1013
Census Tract6410

Owner

Source: Mecklenburg County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address307D E MARKET ST, SNOW HILL, MD 21863-1044
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2019 · Amount on Record
Deed SaleMar 26, 2019 · Amount on Record
Prior SaleFeb 23, 2007 · Amount on Record
Deed Document Number201933614
Deed Book / Page33376 / 291
Prior Transfer DateDec 22, 2006
Prior Transfer Doc0000269853
Record UpdatedSep 20, 2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 26, 2019
Property Address18605 RUFFNER DR UNIT 2E, 2E, CORNELIUS, NC 28031-9021
Document Number0000033614
Book / Page33376 / 291
Map ReferenceMB 13499 PG 565
Instrument DateMar 26, 2019
Instrument2019033614
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyMASTER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16338 STINSON COVE RD, 16338, HUNTERSVILLE, NC 28078-6502

Transferred To (Grantee/Buyer)

NameVerified Name
Address307D E MARKET ST, SNOW HILL, MD 21863-1044

Mortgage

Document Number0000033615
DateMar 26, 2019
Instrument2019033615
Lender
NameALLEN TATE MORTGAGE PARTNERS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2034

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$197,576 Building $197,576$197,576 Building $197,576
2024$1,345.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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