18605 Ruffner Dr, Unit 1B, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18605 Ruffner Dr, Unit 1B, Cornelius, NC 28031

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,062 sqft · built 2003
Lot Size0.818 acres (35,670 sqft)
OwnerIndividual Name on Record
Last Sale$102,500 (Apr 2013)
Tax Bill$1,732 (2023)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN005-386-66

Property Details

APN / Parcel Number

Primary APN005-386-66

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,062 sqft Heated Area
Gross Area1,049 sqft
1st Floor Area1,049 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area35,670 sqft (0.818 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number005-386-66
Street Address18605 RUFFNER DR UNIT 1B, 1B
CityCORNELIUS
StateNC
Zip28031-9020
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeTN
Legal DescriptionUNIT 1B BLD4 U/F 602-8
Legal SubdivisionTERRACES/OAKHURST
Legal Unit1
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1013
Census Tract6410

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18605 RUFFNER DR UNIT 1B, 1B, CORNELIUS, NC 28031-9020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 24, 2013 · Amount on Record
Deed SaleApr 24, 2013 · Amount on Record
Prior SaleNov 20, 2009 · Amount on Record
Deed Document Number0028267334
Deed Book / Page28267 / 334
Record UpdatedJun 7, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address18605 RUFFNER DR UNIT 1B, 1B, CORNELIUS, NC 28031-9020
Document Number0000089467
Instrument DateJul 12, 2019
Transaction TypeMortgage
Record UpdatedAug 1, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address18605 RUFFNER DR #1B CORNELIUS NC 280319020, 1B, CORNELIUS, NC 28031-9020

Mortgage

Document Number0000089467
DateJul 16, 2019
Book Page033671/000513
Instrument89467
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term300 Months
DueJul 15, 2044

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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