18605 Ruffner Dr, Unit 1A, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18605 Ruffner Dr, Unit 1A, Cornelius, NC 28031

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 932 sqft · built 2003
Lot Size0.818 acres (35,670 sqft)
OwnerIndividual Name on Record
Last Sale$172,500 (Aug 2020)
Tax Bill$1,634 (2023)
Deeds & MortgagesAug 2020 Sale & Mortgage
Mar 2019 Transfer
Flood ZoneZone X (minimal risk)
APN005-386-65

Property Details

APN / Parcel Number

Primary APN005-386-65

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area932 sqft Heated Area
Gross Area909 sqft
1st Floor Area909 sqft

Exterior

Year BuiltBuilt 2003
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area35,670 sqft (0.818 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number005-386-65
Street Address18605 RUFFNER DR UNIT 1A, 1A
CityCORNELIUS
StateNC
Zip28031-9020
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeTN
Legal DescriptionUNIT 1A BLD4 U/F 602-8
Legal SubdivisionTERRACES/OAKHURST
Legal Unit1
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1013
Census Tract6410

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10209 GLENMEADE RD, CORNELIUS, NC 28031-9026
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2020Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Mar 14, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2020 · Amount on Record
Deed SaleAug 31, 2020 · Amount on Record
Prior SaleMar 14, 2019
Deed Document Number0034998168
Deed Book / Page34998 / 168
Record UpdatedJun 7, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 31, 2020
Property Address18605 RUFFNER DR UNIT 1A, 1A, CORNELIUS, NC 28031-9020
Document Number0000138918
Book / Page34998 / 168
Map ReferenceMB 13499 PG 565
Instrument DateAug 31, 2020
Instrument2020138918
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyINTEGRATED TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$345.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address112 NEEDLE LN, 112, ROCKINGHAM, NC 28379-9492

Transferred To (Grantee/Buyer)

NameVerified Name
Address10209 GLENMEADE RD, CORNELIUS, NC 28031-9026

Mortgage

Document Number0000138919
DateAug 31, 2020
Instrument2020138919
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateMar 14, 2019
Property Address18605 RUFFNER DR UNIT 1A, 1A, CORNELIUS, NC 28031-9020
Document Number0000028426
Book / Page033348 / 000579
Instrument DateMar 14, 2019
Instrument28426
Transaction TypeTransfer
Record UpdatedApr 1, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18605 RUFFNER DR #1A CORNELIUS NC 280319020, 1A, CORNELIUS, NC 28031-9020

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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