1860 Todos Santos Ct, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1860 Todos Santos Ct, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 2002
Lot Size	0.151 acres (6,595 sqft)
Owner	2 Individual Names on Record
Last Sale	$860,000 (Mar 2023)
Tax Bill	$9,888 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`062-305-049`

Property Details

APN / Parcel Number

Primary APN	`062-305-049`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	6,595 sqft (0.151 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1860 TODOS SANTOS CT
City	OCEANO
State	CA
Zip	93445-8957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 2354 LT 3
Legal Subdivision	TR2354
Legal Tract	2354
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1017
Census Tract	12202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Halcyon Historic District listed 2017 · 38 contributing resources · NRIS 100000783

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1860 TODOS SANTOS CT, OCEANO, CA 93445-8957
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Mar 24, 2023	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 19, 2022	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 12, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 12, 2019	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Prior Sale	May 19, 2022 · Amount on Record
Deed Document Number	20237972
Prior Transfer Date	Nov 18, 2002
Prior Transfer Doc	0000021396
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1860 TODOS SANTOS CT, OCEANO, CA 93445-8957
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 TODOS SANTOS CT, OCEANO, CA 93445-8957

Mortgage

Document Number	0000007286
Date	Mar 11, 2026
Instrument	2026007286

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 24, 2023
Property Address	1860 TODOS SANTOS CT, OCEANO, CA 93445-8957
Document Number	0000007972
Map Reference	DOC 2001099481
Instrument Date	Feb 27, 2023
Instrument	2023007972
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1860 TODOS SANTOS CT, OCEANO, CA 93445-8957

Mortgage

Document Number	0000007973
Date	Mar 24, 2023
Instrument	2023007973

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 19, 2022
Property Address	1860 TODOS SANTOS CT, OCEANO, CA 93445-8957
Document Number	0000021583
Map Reference	MB 19 PG 71
Instrument Date	Mar 9, 2022
Instrument	2022021583
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1860 TODOS SANTOS CT, OCEANO, CA 93445-8957

Mortgage

Document Number	0000021584
Date	May 19, 2022
Instrument	2022021584

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1860 TODOS SANTOS CT, OCEANO, CA 93445-8957
Document Number	0000032803
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1860 TODOS SANTOS CT OCEANO CA 934458957, OCEANO, CA 93445-8957

Mortgage

Document Number	0000032803
Date	Jul 1, 2020
Instrument	32803

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 12, 2019
Property Address	1860 TODOS SANTOS CT, OCEANO, CA 93445-8957
Document Number	0000012923
Map Reference	MB 19 PG 71
Instrument Date	Mar 18, 2019
Instrument	2019012923
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1860 TODOS SANTOS CT, OCEANO, CA 93445-8957

Mortgage

Document Number	0000012924
Date	Apr 12, 2019
Instrument	2019012924

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

April 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 12, 2019
Property Address	1860 TODOS SANTOS CT, OCEANO, CA 93445-8957
Document Number	0000012922
Instrument Date	Mar 18, 2019
Instrument	12922
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 HILLCREST DR ARROYO GRANDE CA 934202208, ARROYO GRANDE, CA 93420-2208

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$912,638 (+2%) Land $477,543 Building $435,095
2025	$9,888.00 (+3.38%)	$894,744 (+2%) Land $468,180 Building $426,564
2023	$9,565.00 (+33.59%) Homeowner's exemption	$877,200 Land $433,500 Building $443,700
2022	$7,160.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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