1860 S Rustic Rd, Columbia, MO 65201 Property Records

Boone County property record for 1860 S Rustic Rd, Columbia, MO 65201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,250 sqft
Lot Size	4.75 acres (206,910 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,426 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-513-21-03-001-00`

Property Details

APN / Parcel Number

Primary APN	`17-513-21-03-001-00`
Alternative APN	`17-513-21-03-001.00 01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,250 sqft Living Area
1st Floor Area	2,250 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Wood
Lot Area	206,910 sqft (4.75 acres)
Deck Area	72 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Street Address	1860 S RUSTIC RD
City	COLUMBIA
State	MO
Zip	65201-9183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	WILLIAMS' ESTATE LOT 1
Legal Range	12W
Legal Township	48N
Legal Section	21
Legal Subdivision	WILLIAMS' ESTATE
Legal Block	A02
Legal Lot Number	1
Jurisdiction	BOONE MO
Township / Civil Division	COLUMBIA
Census Block Group	3
Census Block	3010
Census Tract	1004

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1860 S RUSTIC RD, COLUMBIA, MO 65201-9183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Feb 25, 2019	Deed of Trust, Mortgage · Line of Credit MERCHANTS & FARMERS BK/SALISBU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2012
Deed Sale	Sep 26, 2012
Prior Sale	Sep 26, 2012
Deed Document Number	201223896
Deed Book / Page	4035 / 166
Prior Transfer Date	Sep 25, 2012
Prior Transfer Doc	0000023896
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1860 S RUSTIC RD, COLUMBIA, MO 65201-9183
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 S RUSTIC RD, COLUMBIA, MO 65201-9183

Mortgage

Document Number	0000019561
Date	Nov 4, 2025
Book Page	6071/128
Instrument	2025019561

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1860 S RUSTIC RD, COLUMBIA, MO 65201-9183
Document Number	0000003139
Instrument Date	Feb 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1860 S RUSTIC RD COLUMBIA MO 652019183, COLUMBIA, MO 65201-9183

Mortgage

Document Number	0000003139
Date	Mar 4, 2019
Book Page	004994/000035
Instrument	3139

Lender

Name	MERCHANTS & FARMERS BK/SALISBU
Address	COLUMBIA, MO 65202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 3, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,504 (-) Land $4,655 Building $29,849
2025	$2,426.00 (+7.87%)	$34,504 (+9.99%) Land $4,655 Building $29,849	$181,600 (+9.99%) Land $24,500 Building $157,100
2023	$2,249.00 (+8.07%)	$31,369 Land $4,655 Building $26,714	$165,100 Land $24,500 Building $140,600
2022	$2,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20

May also be available: Brightspeed, Mediacom Xtream, Socket Telecom.

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