Oakland County property record for 1860 Ruby Ave, Rochester Hills, MI 48309
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $94,000 (Nov 2015) |
| Tax Bill | $4,384 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-15-33-301-024 |
| Primary APN | 70-15-33-301-024 |
|---|
| Lot Area | 40,075 sqft (0.92 acres) |
|---|---|
| Lot Dimensions | 400 ft deep x 100 ft wide |
| Heating Fuel | Gas |
|---|---|
| Sewer | Municipal |
| Street Address | 1860 RUBY AVE |
|---|---|
| City | ROCHESTER HILLS |
| State | MI |
| Zip | 48309-4228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T3N, R11E, SEC 33 SUNNYDALE GARDENS NO 3 LOT 154 |
| Legal Range | 11E |
| Legal Township | 03N |
| Legal Section | 33 |
| Legal Subdivision | SUNNYDALE GARDENS NO 3 |
| Legal Lot Number | 154 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROCHESTER HILLS |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 194600 |
Source: Oakland County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1860 RUBY AVE, ROCHESTER HILLS, MI 48309-4228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ETHOS LENDING LLC |
| Jul 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 11, 2017 | Deed of Trust, Mortgage · Line of Credit OWNER BLDR LNS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2015 · Amount on Record |
| Deed Sale | Nov 20, 2015 · Amount on Record |
| Prior Sale | Jul 7, 2011 · Amount on Record |
| Deed Document Number | 2015228371 |
| Deed Book / Page | 48818 / 120 |
| Prior Transfer Date | Aug 3, 1999 |
| Prior Transfer Doc | 0000181510 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1860 RUBY AVE, ROCHESTER HILLS, MI 48309-4228 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Title Company | EVONS TITLE, DEVON TITLE |
| Name | Verified Name |
|---|---|
| Address | 1860 RUBY AVE, ROCHESTER HILLS, MI 48309-4228 |
| Document Number | 0000083850 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 58778/197 |
| Instrument | 83850 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1860 RUBY AVE, ROCHESTER HILLS, MI 48309-4228 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1860 RUBY AVE, ROCHESTER HILLS, MI 48309-4228 |
| Document Number | 0000073210 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 55922/682 |
| Instrument | 73210 |
| Name | ETHOS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94109 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1860 RUBY AVE, ROCHESTER HILLS, MI 48309-4228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0000121277 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 53077/00499 |
| Instrument | 121277 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1860 RUBY AVE, ROCHESTER HILLS, MI 48309-4228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0000000605 |
|---|---|
| Date | Jan 2, 2019 |
| Book Page | 52475/00317 |
| Instrument | 000605 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1860 RUBY AVE, ROCHESTER HILLS, MI 48309-4228 |
| Document Number | 0000075104 |
| Instrument Date | Apr 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 556 SARSFIEKL DR ROCHESTER HILLS MI 48307, ROCHESTER HILLS, MI 48307 |
| Document Number | 0000075104 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 050566/000304 |
| Instrument | 75104 |
| Name | OWNER BLDR LNS LLC |
|---|---|
| Address | ANN ARBOR, MI 48105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Rochester Hills City |
| Unified School District | Avondale School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,384.00 (-39.74%) | ||
| 2022 | $7,275.00 | $207,470 | $414,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER HILLS serves 74,000 people · EPA ID MI0000325 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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