1815 Ruby Ave, Rochester Hills, MI 48309 Property Records

Oakland County property record for 1815 Ruby Ave, Rochester Hills, MI 48309

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,656 sqft · built 1985
Lot Size1.01 acres (43,996 sqft)
Owner2 Individual Names on Record
Last Sale$401,000 (Oct 2025)
Tax Bill$2,393 (2025)
Deeds & MortgagesSep 2022 Mortgage
Oct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN70-15-33-302-016

Property Details

APN / Parcel Number

Primary APN70-15-33-302-016

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories3 Stories
Building Area1,656 sqft Living Area
1st Floor Area1,084 sqft
Basement Area468 sqft
Unfinished Basement1,040 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleTri-Level
Roof TypeGable
Lot Area43,996 sqft (1.01 acres)
Lot Dimensions439 ft deep x 100 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area94 sqft
Patio Area612 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1815 RUBY AVE
CityROCHESTER HILLS
StateMI
Zip48309-4229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT3N, R11E, SEC 33 SUNNYDALE GARDENS NO 3 LOT 148
Legal Range11E
Legal Township03N
Legal Section33
Legal SubdivisionSUNNYDALE GARDENS #3
Legal Lot Number148
JurisdictionOAKLAND MI
Township / Civil DivisionROCHESTER HILLS
Census Block Group4
Census Block4016
Census Tract194600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1815 RUBY AVE, ROCHESTER HILLS, MI 48309-4229
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 8, 2025Warranty Deed, Transfer · Conventional Mortgage
SAGE HOME LOANS CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2025 · Amount on Record
Deed SaleOct 8, 2025 · Amount on Record
Prior SaleAug 22, 2003 · Amount on Record
Deed Document Number2025127003
Deed Book / Page60598 / 301
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1815 RUBY AVE, ROCHESTER HILLS, MI 48309-4229
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3598 EVERETT DR 13, 13, ROCHESTER HILLS, MI 48307-5065

Mortgage

Document Number0000448056
DateSep 22, 2022
Book Page58134/23
Instrument448056
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2037

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 8, 2025
Property Address1815 RUBY AVE, ROCHESTER HILLS, MI 48309-4229
Document Number0000127003
Book / Page60598 / 301
Map ReferenceLB 70 PG 10
Instrument DateOct 1, 2025
Instrument127003
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanyUNKNOWN, ROCKET CLOSE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,007.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1815 RUBY AVE, ROCHESTER HILLS, MI 48309-4229

Transferred To (Grantee/Buyer)

NameVerified Name
Address1815 RUBY AVE, ROCHESTER HILLS, MI 48309-4229

Mortgage

Document Number0060607363
DateOct 8, 2025
Instrument60607/363
Lender
NameSAGE HOME LOANS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRochester Hills City
Unified School DistrictAvondale School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,393.00 (-40.91%)
2022$4,050.00$121,800$243,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER HILLS
serves 74,000 people · EPA ID MI0000325
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionApr 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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