1860 Pheasant Point Ct, Troy, OH 45373 Property Records

Miami County property record for 1860 Pheasant Point Ct, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,794 sqft · built 2008
Lot Size0.479 acres (20,865 sqft)
Owner2 Individual Names on Record
Last Sale$465,000 (Jul 2017)
Tax Bill$8,326 (2025)
Deeds & MortgagesJun 2017 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC06-084242

Property Details

APN / Parcel Number

Primary APNC06-084242
Alternative APN
  • 050632.3-03-018-00

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,794 sqft Living Area
1st Floor Area5,588 sqft
Basement Area2,794 sqft
Unfinished Basement2,794 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialBrick
Lot Area20,865 sqft (0.479 acres)
Garage Area898 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area210 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address1860 PHEASANT POINT CT
CityTROY
StateOH
Zip45373-7571
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description6-5-32 LOT 17 SWAILES RUN
Legal Range06
Legal Township05
Legal Section32
Legal SubdivisionSWAILES RUN
Legal Lot Number17
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1029
Census Tract365302

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1860 PHEASANT POINT CT, TROY, OH 45373-7571
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2017Deed of Trust, Mortgage · ARM
UNION SAVINGS BANK
Jul 19, 2017Warranty Deed, Transfer · ARM
FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2017 · Amount on Record
Deed SaleJul 19, 2017 · Amount on Record
Prior SaleJul 22, 2008 · Amount on Record
Deed Document Number2017OR-08798
Record UpdatedOct 29, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address1860 PHEASANT POINT CT, TROY, OH 45373-7571
Transaction TypeMortgage
Record UpdatedSep 20, 2021
Title CompanyLANDMARK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007812
DateJun 28, 2017
Instrument2017OR-07812
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 1, 2047
Interest
Rate TypeAdjustable Rate
Rate2.99%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2018
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change4.99%
Index1-Year CMT
Max Rate8.99%

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateJul 19, 2017
Property Address1860 PHEASANT POINT CT, TROY, OH 45373-7571
Document Number0000008798
Instrument DateJul 14, 2017
Instrument2017OR-08798
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$930.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5546 TIMMONS AVE, MEMPHIS, TN 38119-7022

Mortgage

Document Number0000008799
DateJul 19, 2017
Instrument2017OR-08799
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
AddressCINCINNATI, OH 45227
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueAug 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.62%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.62%
Index1-Year LIBOR
Max Rate8.62%

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,326.00 (+11.04%) Homeowner's exemption$237,900 (+25.78%) Land $18,480 Building $219,420$679,700 (+25.78%) Land $52,800 Building $626,900
2024$7,498.00 (+2.01%) Homeowner's exemption$189,140 (-) Land $19,250 Building $169,890
2023$7,350.00 (+16.59%) Homeowner's exemption$189,140 (-) Land $19,250 Building $169,890$540,400 (-) Land $55,000 Building $485,400
2022$6,304.00 Homeowner's exemption$189,140 Land $19,250 Building $169,890$540,400 Land $55,000 Building $485,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims5 (1999–2014)
Claims Outside the SFHA1 of 5
Most Recent ClaimMay 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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